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Rockfin

Updated
  • Affordable Disability Cover
  • Easy Online Claims
  • Income Protection Cover
Rockfin homepage
Author Rockfin. Screenshot of Rockfin website.
[Accessed July 17, 2023]

About Rockfin

Rockfin Wealth Management is a division of the Transformation Capital Group (TCG), which is a group of Fintech companies and a registered financial services provider.

Over the past three years, Rockfin has acquired several financial planning practices, some of which have been in operation since 1994. These acquisitions have been consolidated under the new Rockfin Wealth Management brand.

A focus on your financial well-being

Rockfin Wealth Management and TCG are working together to develop and enhance their wealth management approach and identity, with a particular emphasis on serving high-net-worth individuals.

This involves integrating personal planning disciplines, investment management, financial advisory, and fiduciary services to create comprehensive financial plans that meet both present and future needs.

They also offer corporate strategies for businesses, including employee benefits and financial solutions for executives and shareholders of private companies.

A client-centric approach

Rockfin aims to provide high-quality and client-focused financial solutions for both traditional and modern consumers. They prioritise helping clients select individualized and flexible financial paths that are rewarding.

Rockfin employs personal planning disciplines, investment management, financial advisory, and fiduciary services to cater specifically to the needs of high-net-worth clients. This focus area remains a priority for the company. Their approach is characterised by confidence, enthusiasm, and care towards their clients' financial needs.

Promoting equal opportunities

Rockfin is a Level 4 BBBEE-compliant company that is committed to promoting equal opportunities for all staff members who contribute value to the organization.

The company follows a merit-based approach in selecting and employing staff, ensuring that candidates from disadvantaged groups are given equal consideration when applying for vacancies. Inclusion and equal opportunity are emphasized as part of Rockfin's corporate values.

Rockfin Services

Rockfin’s disability cover is designed to protect you and your family in the event that you’re unable to work or perform everyday activities due to injury, illness, or disability. This cover serves as both a financial safety net and an income protection plan.

Rockfin disability cover offers several key advantages

With this cover, you can enjoy protection for up to 120+ conditions that may prevent you from working or carrying out daily tasks independently.

The cover adheres to relevant laws and regulations governing disability insurance, ensuring that you receive the benefits you’re entitled to. The company emphasises proactive risk management, providing you with the necessary tools and support to navigate and mitigate risks associated with disability.

The benefits associated with the disability cover

Rockfin offers income benefits when you experience temporary or permanent disability, which affects your ability to earn an income. These benefits provide a monthly income to replace lost wages during the disability period.

If the disability is permanent, a lump sum benefit is paid out. The lump sum can be used to cover immediate lifestyle adjustments, such as modifying the home or vehicle, as well as medical expenses. Any remaining funds can be reinvested to provide ongoing income for you and your family.

How your claims are assessed

When assessing the severity of a condition, Rockfin relies on objective medical criteria to determine eligibility for claim payouts. If the condition does not meet the specific medical criteria, you may still qualify for a payment if it renders you unable to perform the duties of your occupation.

During the assessment process, you may receive payouts from your disability insurance plan to assist with financial commitments until the permanence of the disability is established. Rockfin aims to provide financial security and peace of mind to you and your family in the face of disability, ensuring that they’re supported during challenging times.

Rockfin – Disability cover

  • Product Disability Cover
  • Financial Services
    A range of financial services, including personal planning disciplines, investment management, financial advisory, and fiduciary services.
  • Wealth Management
    A division of the Transformation Capital Group (TCG), a group of Fintech companies and a registered financial services provider strengthening their position as a reliable and innovative wealth management provider.

Benefits of Rockfin

  • Disability cover serves as both a financial safety net and an income protection plan offering protection for over 120+ conditions that may prevent you from working or carrying out daily tasks independently. 
  • In the case of permanent disability, Rockfin provides a lump sum benefit. This benefit can be used to cover immediate lifestyle adjustments as well as medical expenses. 
  • Disability claims are based on objective medical criteria. If the condition does not meet specific medical criteria, you may still qualify for a claim payout if it renders you unable to perform the duties of your occupation.

The Rockfin roadmap to financial security

If you're interested in applying for disability coverage from Rockfin, you'll be pleased to know that the application process is simple and straightforward.

They give you a range of different application methods to choose from like applying online via the Rockfin website, calling their customer support team to apply over the phone, or visiting one of their branches to apply in person.

Meeting the required criteria to qualify for cover

To be eligible for disability cover from Rockfin, there are a few requirements that you must meet which may include being a South African citizen or permanent resident, being between the ages of 18 and 60, being employed or self-employed at the time of application, and not having any pre-existing medical conditions.

Getting your papers in order

When you apply for disability cover with Rockfin, you’ll need to provide certain documents which may include your valid South African ID or passport, your most recent proof of income, a recent account as proof of your current address, and if applicable, your medical reports.

The 5-step online application process

Applying for cover online is easy and convenient. Simply follow these 5 steps:

  1. Go to the Rockfin website and click on the "Apply Online" button.
  2. Fill out the application form with your personal and contact details.
  3. Select the disability cover plan that you want to apply for.
  4. Upload any required documents.
  5. Submit the application.

If you need to make a claim, the process is simple and straightforward. Follow the 4-step process below:

  1. Contact the claims department as soon as possible to report the claim.
  2. Provide any required documentation to support your claim.
  3. Wait for your claim to be processed.
  4. If your claim is approved, you’ll receive a lump sum payment or monthly income as per your policy.

Waiting periods on coverage

One important detail to note about Rockfin disability cover is that there’s a waiting period before you can make a claim for functional impairment cover. This waiting period is 6 months from the start of your policy. However, there is no waiting period for accidental disability claims.

Rockfin Contact

Contact Number

E-Mail

Website

Physical Address

  • No.1 Bridgeway Road Bridgeways Precinct, Century City, Cape Town Western Cape 7441 South Africa
  • Get Directions

Postal Address

  • Postnet Suite 2008 Private Bag X2 Century City , Cape Town, 7446, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed