Liberty

Liberty has been a trusted partner to its clients for over 60 years, providing support throughout every milestone of their lives, from their first day of work to retirement, and everything in between.

The company has been there for its client's personal and professional successes and challenges, including marriages, births, and deaths. With a focus on the financial, physical, and emotional well-being of their clients, Liberty offers a range of solutions to help people achieve their dreams and deal with life's uncertainties. The company is committed to learning from its clients' experiences to continually improve their solutions and remain in it with them, through thick and thin.

From corporate solutions to direct online options

The purpose of Liberty is to empower people to achieve their financial freedom. With knowledge as their currency, the company offers a variety of investment and insurance solutions to help individuals and businesses meet their financial goals and protect against unexpected events.

Liberty Corporate provides investment portfolios and group risk solutions for businesses, while Liberty Financial Advisers offer support and rewards to their staff. For those who don't require financial advice, Liberty Direct provides online solutions for disability, life, income, or illness cover. With transparent operational strategies and financial performance, Liberty Holdings' Investor Relations help investors make informed decisions about the company.

Investing in the future

At Liberty, we believe education is crucial in creating opportunities for future employment and building a thriving economy. That is why our flagship educational programmes are focused on addressing key educational needs at various life learning stages, specifically in literacy, mathematics, and science.

We fund the provision of educational materials and teaching aids for learners in primary schools, and extra tuition for mathematics and science in high school.

Furthermore, we support the development and advancement of mathematics in South Africa and neighbouring countries. If your project aligns with our education focus area, we encourage you to get in touch with us for support.

Liberty's commitment to engaged employees and stakeholder relationships

In light of the changing business landscape, Liberty understands the significance of sustainability and has created a shared value strategy that concentrates on the group's essential aspects. This strategy is based on engaged employees and mutually beneficial relationships with stakeholders, which are critical factors for long-term business success.

Liberty's disability insurance provides reassurance that in the event of permanent disability due to illness or injury, you will have financial protection.

The insurance offers a tax-free lump sum payment of up to R3 million, which can assist you in adapting to your new circumstances. The lump sum payout can be used for various purposes, such as making changes to your home, covering medical expenses, or managing your daily expenses.

What are you covered for and what exclusions apply

A permanent disability under Liberty's policy refers to an illness or injury that completely and permanently disables you from working in your current field or any other field that aligns with your education, training, and work experience. However, the policy won't cover intentional self-harm, injuries sustained while committing a crime, or participation in war or similar activities.

In addition, any exclusions mentioned in your policy will not be covered. Within 90 days of your coverage start date, Liberty mandates that you undergo an HIV test. If your test results are reactive, you will only be covered if your permanent disability is caused by an accident. The blood tests are provided at no charge, and nurses will be available to come to your location.

Get up to R1 million cover from as little as R126 per day

Liberty's Disability Cover provides an excellent opportunity to safeguard yourself financially against permanent disabilities. For as little as R126 per month, you can get R1 million worth of coverage, depending on your individual risk profile. This cover can help you adjust to your new life and provide financial protection in case of unexpected events. With no application forms or full medicals required, the application process is hassle-free and straightforward.

Who needs disability cover?

Disability cover, like the one offered by Liberty, is important because it provides financial protection in the event that you become permanently disabled due to an illness or injury. It offers a tax-free lump sum payout which can help you adapt to your new life by covering expenses such as making adjustments to your home, paying for medical bills, or covering your daily expenses.

Having disability cover gives you peace of mind that you'll be taken care of financially in case the worst happens. You won't have to worry about how you will pay for expenses or adjust to your new circumstances without the means to do so. This cover is also straightforward to understand based on your individual risk profile.