Hollard

Hollard is one of South Africa's largest privately-owned insurance groups that offers a diverse range of short-term and life insurance products, as well as investment products, to individual consumers, commercial entities, and corporate clients.

Since its establishment in 1980, the partnership has been a fundamental part of Hollard's business model, with over 100 ventures across the insurance value chain aimed at enabling more people to create and secure a better future.

The cultural background that drives their success

Hollard's overarching purpose is to empower individuals to build and safeguard a brighter future by fostering exceptional, sustainable, and inclusive growth. To achieve this mission, the company strives to treat all stakeholders with respect and empathy, to pursue better and more innovative solutions, and to serve as a catalyst for meaningful and long-lasting progress. ‘

Their commitment to its purpose extends beyond financial performance and seeks to create a positive impact on society as a whole. By providing individuals with the tools and support they need to navigate life's challenges and opportunities, Hollard aims to enable a more prosperous, secure, and fulfilling future for all.

Their culture values the importance of getting the facts, but also listening to one's gut. Above all, it asks its employees to take their work seriously without taking themselves too seriously. As a result, Hollard customers can expect to be treated with respect, dignity, and a sense of common humanity.

Affordable products at your service

Hollard offers various personal insurance products like motor, home, and life insurance, which can be tailored to the specific needs of the customers. Their investment products include retirement annuities, endowment policies, and tax-free investments, which offer flexibility and tax efficiency.

Hollard also provides a range of insurance solutions for businesses, including liability insurance, property insurance, and business interruption insurance, with tailored options available for specific industries.

Overall, Hollard's diverse range of insurance products and investment solutions can help individuals and businesses protect their assets and secure a better future.

Hollard's disability cover can provide peace of mind and financial security, allowing you to focus on your health and recovery without worrying about your finances.

Why you might be needing a disability cover?

Hollard offers disability insurance to protect your income in case you are unable to work due to an accident or illness. You can select the coverage that suits you best at an affordable price, with lump sum payouts of up to R10 million and monthly income payments of up to R100,000. This cover ensures that your expenses are taken care of, allowing you to adjust your life without financial worry.

It's important to understand that disability cover and impairment cover serve different purposes in your life insurance. Disability cover provides financial protection to you and your family if you cannot work anymore due to an accident or illness, while impairment insurance provides funds that can be used for adjustments like installing a wheelchair ramp.

Hollard offers both types of cover, and the coverage can be tailored to your specific needs. The lump sum or monthly payments can be used to cover expenses like bills, medical costs, and other necessary expenses.

What is the difference between disability cover and impairment cover?

Hollard offers both disability cover and impairment cover, which are two different types of insurance. Disability cover is intended to provide a substitute for your income in case you are incapable of working due to illness or accident, while impairment cover is not directly associated with your capacity to generate an income.

Rather, impairment cover is meant to assist with the expenses of adapting to your new way of life, such as installing a wheelchair ramp or purchasing appliances not covered by your medical insurance.

Disability cover is ideal for those who rely on their income to cover expenses like bills and mortgages. On the other hand, an impairment cover is a great option for those who need help with the costs associated with living with a disability, regardless of whether or not they are still able to work. This type of insurance can provide financial assistance for things like medical equipment, home modifications, and mobility aids.