Different Life

Different Life is a South African insurance company that offers a range of insurance products including disability and life insurance. Since it was established in 2014, it has grown and developed over the years to become a force in the insurance industry.

How you can benefit with cover from Different Life

When deciding on insurance, knowing your value-added benefits is important. With Different Life you can enjoy customised disability cover that suits your specific needs and budget, affordable premiums that are based on your unique risk profile, and a simple online application process to get you covered in no time.

Different Life aims to offer insurance products that are simple, transparent, and affordable. They believe that insurance should be accessible to everyone, regardless of income or health status.

Different Life offers you various options

Different Life offers you a wide range of coverage options to choose from. Their insurance plans can be tailored to suit your needs and affordability. Their life cover provides your beneficiary with a lump sum payout when you pass away. Should you find yourself in the unfortunate position of being partially or totally disabled, their disability cover will pay you a lump sum amount.

The critical illness cover will provide a lump sum payout in case you suffer a critical illness such as cancer, heart attack, or stroke. The other options coverage options they offer are income protection and accidental products.

Making a difference in South Africa

Different Life has made it their mission to provide for the community and those in need, therefore they’ve partnered with a range of charities and non-profit organisations to make a positive impact in South Africa.  

They offer insurance policies that come with the added benefit of giving back to society. The first monthly payment and the first payment every subsequent year will be donated to a charity of your choice through Different.org. If you refer a friend or family member who also purchases a policy, you’ll receive an additional monthly donation to donate to a charity through Different.org.

One of their flagship offerings is disability coverage. Disability cover is a form of insurance that provides financial protection in the event that you’ve become disabled and cannot work due to injury or illness.

Their disability cover plans offer you a range of benefits. All their insurance plans are flexible and can be tailored to meet your specific needs.

Get covered for up to R10 million

Depending on your income, you could enjoy disability cover ranging from R100 000 up to R10 million. The amount of cover provided also depends on your occupation and the level of cover you select.

They provide an online calculator, which allows you to calculate your monthly premium and cover.

Live your life to the fullest

The funds received from your disability policy can be used for a variety of purposes and should be used to help you adjust to your circumstances and live to the fullest.

You could use the money to cover the costs associated with medical treatment and rehabilitation or to cover everyday living expenses, such as rent or mortgage payments, utilities, and groceries when you’re unable to work and earn an income.

You also have the choice to pay off outstanding debts, such as credit card balances or car loans, to cover the cost of childcare if you’re unable to care for your children due to your disability, or it can be used to make modifications to your home, such as installing wheelchair ramps or other accessibility features.

Different Life’s disability cover provides financial peace of mind and can help to alleviate some of the financial strain that can come with being unable to work due to an illness or injury.

Their products are designed to provide you with financial protection and peace of mind in a range of different situations.