Genric Pet Insurance

Genric is a South African insurer that specialises in providing pet insurance to pet owners across the country.

Their top quality is their unique approach to insurance, one that’s focused on providing comprehensive coverage that’s easy to understand and affordable.

Why choose Genric as your insurer?

When choosing an insurer, there are many aspects to think of. One aspect is the value-added benefits they offer. With Genric you can enjoy benefits like affordable premiums that are tailored to your specific needs and budget, and comprehensive coverage that covers everything from accidents and illnesses to routine care.

A well-respected insurer

They were founded in 2006 by former executives from the insurance industry who saw an opportunity to disrupt the traditional insurance model. The company was built on the principles of transparency, affordability, and innovation, and quickly established a reputation as a forward-thinking insurer that was willing to challenge the status quo.

Today, they’re one of the most respected and trusted insurers in South Africa, with a loyal customer base and a track record of success.

The categories of services you can expect from Genric

Genric offers you five unique and customisable plans to choose from. These plans all fall into 3 main categories. The first is the accident-only cover which covers your pet in the event of an accident, providing financial protection for unexpected veterinary expenses.

Second is the comprehensive cover which covers everything from accidents and illnesses to routine care, giving you peace of mind knowing that your pet is protected. The third is the routine care cover which covers everyday care expenses, such as vaccinations and wellness checks, helping you to keep your pet healthy and happy.

Customer service at Genric

Customer service is their top priority. The company's team of dedicated agents are always on hand to assist you with any questions or concerns you may have and are committed to providing a fast, efficient, and friendly service.

Genric offers a range of pet insurance options designed to meet your unique needs. Whether you're looking for accident-only coverage or comprehensive cover that includes routine care, Genric has the policy to suit you.

With Genric, you’re spoilt for choice! They currently offer 5 different insurance options, each with its own benefits.

Comprehensive medical expenses plus plan

Choosing this plan starting from R279 per month, gives you access to an R45 000 overall annual limit, a 12-month waiting period on pre-existing conditions, and no breed exclusion and no microchip are required.

You’ll also enjoy a 10% and minimum R500 excess and be covered for third-party liability, and all accidents, emergency treatment, and in-hospital treatment.

Comprehensive medical expenses-only plan

This plan starts from R257 per month and gives you benefits like an R40 000 overall annual limit, a 12-month waiting period on pre-existing conditions, and no breed exclusion and no microchip required. You also get a 10% and minimum R500 excess, third-party liability, and all accidents, emergency treatment, and in-hospital procedures are covered.

Hospital only plan

Starting from R230 per month you can enjoy an R35 000 overall annual limit, a 12-month waiting period on pre-existing conditions, and no breed exclusion or microchip required. You’ll also get a 10% and minimum R500 excess, third-party liability, and all accident, emergency treatment, and in-hospital procedures are covered.

Accident only plan

This coverage starts from R160 per month and gives you an R25 000 overall annual limit, no breed exclusion or microchip required, and a 10% and minimum R500 excess. You also enjoy cover for all accidents, emergency treatment, and in-hospital procedures.

Essential plan

This cover option starts from R85 per month and gives you access to an R15 000 overall annual limit, no breed exclusion or microchip required, a 10% and minimum R500 excess, and all accidents cover only if your pet is not admitted to hospital.