Rating based on 9 reviews

Discovery Home Contents Insurance

Updated
  • Tailored Homeowners Insurance
  • Flexible Cover Plans
  • Safeguard Your Home Content
Discovery homepage
Author Discovery. Screenshot of Discovery website.
[Accessed June 26, 2023]

About Discovery

Discovery has been a financial service provider since 1992. Over the years they have been able to build themself into creating an organisation that is driven to make individuals healthier and to protect them and their belongings wherever they go.

Values and principles of Discovery

  • Providing the best and most efficient health services
  • Protect the lives of their clients and the ones around them
  • Contribute to the society's expansion and advancement
  • Assist in improving the environment

You can benefit when making use of Discovery

Discovery insurance packages contain similar yet different benefits. You’ll find that the basic benefits such as flexible excess, home assistance, home protection and the online vault are available to all packages.

When taking out an insurance policy at Discovery, you get the benefit of accessing additional covers which include;

  • Additional accident cover, which gives you extra insurance and peace of mind when taking the long road
  • Unoccupied cover, which protects your building against loss or damage while being unoccupied for more than 60 days
  • Additional goods in the open cover increase your monetary limit of the valuables which is situated in the open
  • Comprehensive subsidence and landslip cover, protect your belongings in case of destruction through subsidence or landslides.

Additional services you can make use of that are provided by Discovery

At Discovery they provide various products and services which can help you on a short-term and long-term basis. The products include;

  • Health insurance
  • Life insurance
  • Banking
  • Savings and investments
  • Personal Insurance

Your privacy and confidentiality are guaranteed

You can be at ease knowing that Discovery has your best interest at heart. From the moment you step into their store or when you request online assistance, your information will be kept safe. You don’t need to worry about the leakage of data since they have the best technology and programmes to secure all your data.

Keep in mind, Discovery will only request information that will assist you in successfully applying for your insurance policy of choice. No unnecessary documents or signatures will be requested.

Discovery Services

Home content insurance covers all the valuables within your home in case of damages or loss. Therefore it is wise to insure your personal belongings so that you can win even when you lose some.

Tailor-made home content insurance policy

Discovery provides you with home content insurance policies that are tailored according to your needs. They provide some of the most affordable and flexible insurance packages along with unlimited benefits and rewards.

When selecting your home content insurance package, you get to take control and select an amount that fits your needs best. You can also choose not to pay any excess in case of damages. Keep in mind that it slightly decreases your benefits but still increases your savings.

They also provide tailored features, including accident damage cover, that give you peace of mind and ensure your possessions in case of any unexpected mishaps. Along with it, you’ll find that they provide you with more than 60 days of unoccupied cover, this means that you can go on a long overdue holiday without needing to worry about your home and the belongings inside since they are covered by Discovery.

Different home content insurance plans and features

When applying for home content insurance, you’ll find that there is a list of options you can choose from.

You can choose between the essential plan, classic plan and purple plan. Once you have accessed their plan comparison document, you’ll find that each plan covers your belongings to a certain extent.

Amongst those packages, you’ll find that the purple plan accommodates and covers all your belongings for whatever reason. You also benefit greatly since you won’t have to pay any excesses when doing a claim.

Insure your portable possessions today

The portable possession cover that Discovery offers, allows you to take the road with ease knowing that all your valuables are covered when they leave home with you. This means that they cover your valuables in case of loss or damage due to a vacation or accident.

With this cover, you can store all important documents in the online vault, which will allow you to access them from anywhere and at any time. Should any of your insured electronics be stolen or damaged, you can request a replacement through their fast-track claims who will have it ready for you within 48 hours.

Discovery – Home contents insurance

  • Product Home Contents Insurance
  • Flexible Cover
    They offer home contents insurance policies that can be tailored to your specific needs. You have the flexibility to select the coverage amount and choose whether or not to pay the excess in case of damages.
  • Benefits & Rewards
    With Discovery you gain access to unlimited benefits and rewards. These can include features like accident damage cover for unexpected mishaps and more than 60 days of unoccupied cover.
  • Choose your plan
    They provide different home contents insurance plans, such as the Essential plan, Classic plan, and Purple plan. Each plan offers varying levels of coverage, allowing you to choose the one that best suits your requirements.
  • Portable Possession Cover
    With their portable possession cover protects your possessions in case of loss or damage during vacations or accidents. You can also store important documents in the online vault for easy access from anywhere.

Benefits of Discovery

  • This policy provides comprehensive coverage for your personal possessions. It safeguards your belongings against damages or loss caused by insured events.
  • They offer an online financial advisor to assist you with your insurance application. Their website and app provide easy access to request quotes, submit claims, and manage your policy.
  • They employ advanced technology and programs to secure your data, ensuring that your information remains safe and protected. 
  • Discovery streamlines the claims process through their app, allowing you to submit claims quickly and easily. Immediate approvals are available for certain covers, such as portable possessions, and repairs or replacements can be arranged within 48 hours.

Secure your home and all valuables within with Discovery insurance

Join the Discovery group when applying for your home content insurance

At Discovery, you receive the benefit of an online financial advisor when applying for your insurance policy. All you need to do is request a quote, and they'll do the rest for you. To request a quote, you simply need to follow the steps.

Step 1: When accessing their website, you can choose which products you’d like to apply for.

Step 2: Click on the ‘insure’ block and select "get started."

Step 3: Fill in your personal details as listed.

Step 4: Confirm your contact details.

Step 5: Select "Request a Quote.”

Once all that has been done, you’ll receive a quote from one of their advisors, which you can accept or decline.

How to claim your home content insurance policy

The easiest and quickest way to claim your insurance policy is through the Discovery app. Three steps need to be followed to submit your claim. Once your claim has been submitted, you will receive your feedback within hours. To claim, follow the steps below:

Step 1: Access your Discovery app or log into their website.

Step 2: Select your claim type. Keep in mind that immediate approval is only given to certain covers such as portable possessions.

Step 3: Should it receive instant approval, you will be able to receive your repairs or new product within 48 hours. If you don’t receive immediate approval, your claim will be transferred to a claim agent who will personally contact you to finalize the claim.

man holding thumbs up

Discovery is a trusted & reliable provider of home contents insurance

In our review, we found Discovery to be a company licensed to provide home contents insurance products and services, and is regulated under the Financial Sector Conduct Authority.

✅ Discovery is a registered and licensed insurance provider in South Africa: FSP46336

Discovery Contact

Physical Address

  • 1 Discovery Pl, Sandhurst, Sandton Johannesburg Gauteng 2196 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 09:00 – 14:00
  • Sunday 09:00 – 14:00