Naked Home Contents Insurance

Naked Insurance is on a mission to change the way traditional insurance works by providing you with a more transparent, simple, and affordable insurance experience.

Founded in 2016, Naked is a digital insurance company that offers innovative products and services to people across South Africa.

The founding of Naked Insurance

Naked Insurance was founded in 2016 by Alex Thomson, Sumarie Greybe, and Ernest North, three entrepreneurs with extensive experience in the tech and insurance industries.

They believed that traditional insurance products and services were overly complicated, opaque, and expensive and that there was a need for a new kind of insurance company that was simple, affordable, and easy to use.

Innovation and customer-centricity 

From the start, Naked Insurance was built on a foundation of innovation and customer-centricity. 

The company's founders were passionate about using technology to create a better customer experience, and they quickly set about building a digital platform that would make it easy for you to buy, manage, and claim your insurance policies.

Transparency: A key pillar of Naked's philosophy

One of the key pillars of Naked Insurance's philosophy is transparency. They believe that you should know exactly what you're paying for when it comes to insurance and that there should be no hidden fees or complicated jargon to confuse or mislead you.

To this end, Naked has designed its insurance products to be simple and easy to understand, with no hidden fees or complicated terms and conditions.

Simplicity and innovation

With its innovative products and services, Naked is making insurance simple, affordable, and easy to use for customers across the country.

As the company continues to grow and expand, it's clear that Naked Insurance is poised to become one of the most forward-thinking and innovative insurance companies in South Africa.

Protecting your home and possessions is a top priority for any homeowner or renter.

That's why Naked Insurance offers innovative and affordable home contents insurance to customers across South Africa.

Comprehensive coverage options

Naked's home contents insurance is designed to provide comprehensive coverage for all your valuable possessions. The policy covers a wide range of risks, including fire, theft, and damage caused by natural disasters.

You can choose from a range of coverage options to suit your needs, including coverage for high-value items such as jewellery and artwork, and liability coverage for accidents that occur on your property.

What are you covered for with Naked?

Your home contents cover from Naked provides protection against direct loss or damage caused by several events such as fire, lightning, and explosion, as well as weather-related occurrences like storms, wind, snow, rain, hail, or floods.

Other covered events include leaking or overflowing of water from geysers, tanks, pipes, or gutters, earthquakes, impact on the home by external forces, theft or attempted theft, malicious damage, and non-moisture-related subsidence.

Additionally, items that have been individually specified are covered for accidental damage and loss, defined as a sudden, unforeseen event that is not deliberate or the result of unreasonable negligence.

Naked offers competitive pricing

Naked's home contents insurance pricing varies depending on the level of coverage you choose and the value of your belongings.

However, Naked is committed to providing transparent and competitive pricing. You can easily get a quote online without any hidden fees or commissions, and you can adjust your coverage to fit your budget.

Plus, Naked's policies are flexible, so you can add or remove coverage as needed to ensure you have the protection you need at a price you can afford.  

Protecting your home contents is important, and Naked makes it easy and affordable. With its straightforward policies and online quotes, you can get the coverage you need in just a few clicks.