Rating based on 12 reviews

Bloom Medical Aid

Updated
  • Medical Aid starting from R517
  • Cost-effective Plans
  • Compare Medical Aid Options
Bloom homepage
Author Bloom. Screenshot of Bloom website.
[Accessed June 12, 2023]

About Bloom

If you’re searching for a medical aid designed with growth in mind, Bloom is the medical aid for you.

They were established to make private medical care accessible to everyone and ultimately help you to focus on what’s important in life while they ensure your healthcare needs are covered.

Is having medical aid a good choice?

When it comes to medical expenses, you’ll soon realise that things like general medical care, hospitalisation and day-to-day medical expenses can become unbearable.

Having medical aid lightens the financial load and gives you the peace of mind that should a medical emergency arise, you’re covered without having to break the bank.

The Bloom mission

With the rise in the cost of everything, Bloom has set out on a mission to provide you with medical aid that’s accessible, affordable and up-to-date.

They believe that everyone deserves medical care and is passionate about giving you ultimate value for your money. They pride themself in providing you with medical aid that rises above the rest and puts you first.

A medical aid with a clear vision

Bloom has a clear vision of becoming a leader in the medical aid market. They’re on an ongoing mission to improve their service to you in every aspect.

They strive to ensure that your medical needs are well taken care of at all times. By providing competitively priced medical aid they aim to make top-class, private medical care available to as many South Africans as possible.

Bloom’s values

The values at Bloom are simple and beneficial to ensure that you always receive top-class service. These include:

  • Hard work
  • Honesty
  • Integrity
  • Positivity
  • Ambition
  • Putting you first, always
  • Fairness to you the customer as well as to each other

Bloom Services

When it comes to service delivery you can expect outstanding results aimed at keeping your best health interests at heart.

Bloom strives to provide you with top-class medical aid at an affordable rate while serving you with integrity and fairness. Their well-put-together service is designed with you at the core of everything.

Various options to choose from

Bloom has various options for people from all walks of life. Each option has its own benefits and caters to your specific needs. The options are as follows:

  • Health4Me Bronze plan from R517 per adult and R306 per child monthly – This plan offers you medical aid on an entry level and allows you to structure the plan according to your needs. Enjoy only the cover you need at affordable rates.
  • Health4Me Silver plan from R554 per adult and R322 per child monthly – Like the other plans that Bloom offers, you can tailor this plan to your needs too. Only pay for the benefits you need and enjoy cover with more benefits.

Options that offer more cover

  • Health4Me Gold plan from R598 per adult and R348 per child monthly – With this plan you can enjoy a premium medical aid with comprehensive cover and value added benefits.
  • Gap cover ranging between R194 monthly up to R617 per month – With many medical institutions charging more than your medical aid pays, having gap cover is a way of ensuring that the shortfall is covered.

More value for your money

Bloom strives to give you more value for your money. They have a major medical events package that you can access together with the Health4Me day-to-day benefits.

This gives you access to funeral benefits, maternity lump sum and hospital cash benefit and accident and emergency cover.

You can enjoy all the benefits you need at affordable rates and rest assured that your medical needs are well taken care of.

Bloom – Medical aid scheme

  • Product Medical Aid
  • Loan Amount from R517
  • Choose your cover
    Different coverage options to cater to your specific needs
  • Medical Aid Benefits
    Major medical event benefits in addition to their day-to-day coverage.
  • Health4Me
    They’ve partnered with Momentum, a trusted name in the industry, to deliver Health4Me.
  • Value-added
    Great value for money, comprehensive coverage, and access to a wide network of expert medical providers starting from R517 per month.

Benefits of Bloom

  • Affordable health insurance solutions make quality healthcare accessible without straining your budget.
  • The Bronze option covers day-to-day healthcare needs and includes unlimited GP visits, acute medication, maternity benefits, and more.
  • A simple and streamlined enrollment process
  • Flexible payment options to accommodate different financial situations and preferences.

Relevant and affordable medical cover

Having medical aid has become an essential part of life. Bloom can offer you comprehensive medical cover that can be tailored to suit your individual needs at competitive and affordable monthly premiums.

Adding a beneficiary

When you join Bloom, there are a few things you’ll need to add a beneficiary onto your plan.

These include the following:

  • A copy of each dependant’s South African ID document/birth certificate
  • If you’re adding a dependant between the ages of 18 to 26 you’ll need to provide them with tertiary education enrolment
  • For a physically or mentally disabled beneficiary, you’ll need to provide an affidavit stating that the beneficiary is disabled

Who can be added on your medical plan?

With Bloom medical aid you’re allowed to add your spouse and up to six of your own children. The child dependants can be up to 26 years of age. Bloom has not made provision for adding your parents or siblings to your chosen medical plan.

What are the qualifying critea for Bloom medical aid?

To qualify for Bloom medical aid you need to be at least 18 years or older. The maximum income threshold is set at R30 000 but needs to be at least R8 000.

Waiting periods explained

Many medical aids have waiting periods on certain covers. This waiting period protects the insurer from individuals who take out medical aid, have large sums paid out onprocedures for pre-existing conditions and then cancel their cover. These waiting periods can range anywhere from three to 12 months.

How to claim

Lodging a claim from Bloom is super-easy. You simply make a claim to Bloom and they’ll pay you directly. The responsibility then rests on you to ensure that the procedure or consultation is paid.

What makes Bloom a good choice?

  1. All their plans can be tailored to suit your needs
  2. Affordable
  3. They always put you first
  4. They have a wide range of options to suit any need
  5. Value added benefits

Bloom can give you access to top-class medical care

While nobody knows when a medical emergency will or can occur, having the peace of mind that you’re covered can make these situations less costly.

Bloom strives to offer you up-to-date, relevant and affordable medical cover that works when you need it most. Don’t let medical bills put a strain on your finances, let Bloom take care of your health while you live life to the fullest.

man holding thumbs up

Bloom is a trusted & reliable provider of medical aid

In our review, we found Bloom to be a company licensed to provide medical aid products and services, and is regulated under the Financial Sector Conduct Authority.

✅ Bloom is a registered and licensed insurance provider in South Africa: FSP 6406

Bloom Contact

Contact Number

E-Mail

Website

Physical Address

  • Liberty Building, 2 Park Ln, Umhlanga Ridge uMhlanga 4319 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed