OUTsurance

Protecting South African households and businesses since 1998, OUTsurance is a leading insurance provider that prides itself on its innovative, customer-centric approach to insurance.

With a range of products that cater to your individual needs, they’re a reliable choice for those who want comprehensive coverage and exceptional service.

A brief overview of what OUTsurance offers includes

If you’re looking for a one-stop shop when it comes to your insurance needs, look no further than OUTsurance. They offer comprehensive car and home insurance that offers all-risk cover for portable possessions, and optional cover for buildings, geysers, and other structures.

Their life insurance offers flexible cover for you and your family, with options for critical illness, disability, and funeral cover.

From humble beginnings to great heights

Their history is an interesting one. Founded in 1998 by Willem Roos, Howard Aron, and René Otto, the company was established with a mission to create an insurance product that was both fair and affordable. Since then, they’ve grown into a major player in the South African insurance market, offering a range of products and services to a diverse range of customers.

Outstanding customer service is their top priority

OUTsurance is renowned for its customer service, with a team of highly trained professionals who’re dedicated to delivering you exceptional service.

With 24-hour roadside assistance, claims can be lodged at any time of the day or night, and you can track the progress of your claims online. Furthermore, the app makes it easy to access policy information, update personal details, and lodge claims from anywhere, at any time.

Their unique slogan

One of the unique selling points of OUTsurance is their “you always get something out” approach to insurance.

This means that, in addition to comprehensive cover, you also receive a portion of your premiums back in cash if you don't claim for a certain period. This is just one of the many ways that they go above and beyond to make insurance accessible and rewarding for everyone.

OUTsurance offers a range of products designed to provide comprehensive cover and peace of mind.

One of their key offerings is credit life insurance, which is designed to protect you against the financial impact of unforeseen events that may impact your ability to pay back a loan.

They also offer disability cover which provides cover for permanent disability, which can be tailored to suit your specific needs, the critical illness cover for cover in the event of a serious illness, such as cancer, heart attack or stroke, which can impact your ability to earn an income.

They also offer retrenchment cover for retrenchment, which can be tailored to suit your specific needs, and death cover, which can help ensure that your loved ones are not left with the burden of debt.

Insurance that covers you for every event

These insurance plans are designed to provide affordable cover for a range of loans, including personal loans, vehicle finance, and home loans. They offer you peace of mind if you want to protect yourself and your family against unforeseen events that may impact your ability to pay back a loan.

You can choose the level of cover that best suits your needs and budget, with a range of options available to suit different requirements. This includes the ability to choose the level of disability, critical illness and retrenchment cover, as well as the level of death cover.

OUTsurance has a credit protection policy which includes various options such as life, critical illness, permanent disability, temporary disability, retrenchment and premium waiver cover.

The sum OUTsured is payable if the life OUTsured suffers an event covered under the policy. The cover starts on the cover start date noted on the schedule, provided that OUTsurance receives the first premium, and it ends when the sum OUTsured is paid on the policy or when the policy is cancelled.

The retrenchment cover ends on the policyholder's 60th birthday, while the critical illness, temporary disability, and permanent disability cover end on the policyholder's 65th birthday. There is no surrender value on this policy.