1Life Insurance

1Life offers a range of life insurance products and services designed to cater to your unique needs.

Some of the benefits of choosing 1Life include comprehensive cover options, personalised service, a quick and easy online application, and affordable premiums.

An experienced team at your service

Founded in 2006, 1Life has become one of the leading providers of life insurance in South Africa. The company's mission is to simplify life insurance by offering you affordable and comprehensive coverage.

Personalised service and 24/7 support

Customer service is their top priority. Their team of experienced professionals is dedicated to providing you with personalised service. 1Life offers reliable telephonic customer support to ensure that you always have access to the help you need.

Convenient claims process

In the event of a claim, they make the process as convenient as possible for you. Claims can be submitted online or via phone, and the insurer's team of claims specialists is always on hand to assist.

Giving back to the community

To them, corporate social investment (CSI) is an important part of their mission. Through its CSI initiatives, 1Life supports a range of initiatives, like education initiatives in underprivileged communities, supporting healthcare initiatives, including HIV/AIDS prevention and treatment, and supporting initiatives that promote community development and empowerment.

With its commitment to simplifying life insurance and giving back to the community, it's no wonder that 1Life is one of the most trusted names in South African insurance.

A unique approach to insurance

1Life is not just any other insurance company. It prides itself on its unique approach to life insurance. The company's marketing campaigns are known for their memorable themes, such as "Who's your daddy?" and "Life's short. Be weird."

With its commitment to making life insurance more accessible and less intimidating, 1Life is the perfect choice for anyone who wants comprehensive coverage with that personal touch.

Credit life insurance is one of the main products on offer. This type of insurance is designed to honour your financial commitments in the event of your death, disability, or critical illness.

Simplifying life insurance with comprehensive cover

At 1Life, you can choose from a range of life insurance products designed to meet your unique needs.

These include Life cover that offers a lump sum payment to your beneficiaries in the event of your death, and disability cover that provides a lump sum payment in the event of you becoming disabled.

They also offer critical illness cover which pays you a lump sum payment in the event of you being diagnosed with a critical illness. Finally they offer credit life cover which covers the outstanding debt on a credit facility in the event of your death, disability, or critical illness.

How much does 1Life's credit life insurance cover you for?

You’re covered for the full amount of your outstanding debt. This means that your loved ones won’t be burdened with debt in the event of your death, disability, or critical illness. You can also choose the length of your cover term, subject to the length of your credit agreement.

The maximum amount charged is around R4.50 per each R1 000 of debt such as credit cards, vehicle finance, and personal loans. A maximum of R2 for every R1 000 of debt applies to home loans.

The benefits you could enjoy when you choose 1Life

When you choose to partner with 1Life, you’ll enjoy a wide range of benefits to give you more value for your money, like a convenient claims process that offers the support you need when you need it, peace of mind knowing that your loved ones are taken care of when it matters most.

1Life's credit life insurance also offers a range of additional features and benefits, such as the ability to add multiple beneficiaries to your policy, as well as the option to choose between a level or decreasing cover amount.

You can also choose to add a disability premium waiver, which means that your premiums will be waived should you become disabled, ensuring that your cover remains in place without an additional financial burden.