Meerkat
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About Meerkat
Looking for an insurer that looks for the fun in life, but still offers top-notch coverage and customer service?
Look no further than Meerkat, the South African insurance company that's making waves with its unique name and commitment to excellence.
Choose an insurer that gives you more value for your money
When you choose to partner with Meerkat, you can rest assured that you’ll get comprehensive insurance products, from credit life to funeral cover and more. They’re committed to offering you competitive pricing and flexible payment options that suit your budget, and give you easy online application and claims processes, so you can get the coverage you need without the hassle.
Meerkat’s rise to popularity
Meerkat, established by David O'Brien in 2016, was created to address the lack of savings and limited financial access in South Africa. David, a qualified actuary with extensive experience in product development, was frustrated by these issues and envisioned Meerkat as a solution to "look out" for your financial well-being.
Building financial resilience with Meerkat
The Meerkat team shares a common goal of assisting you in reducing debt reliance and building financial resilience. Their solutions are straightforward, cost-effective, and tailored to your individual needs, aiming to generate savings that can be used during unforeseen financial emergencies.
By helping you reduce your dependence on debt, you can allocate more of your budget towards personal investment and achieving your financial objectives.
A company with steadfast core values
Moku, the Chief Meerkat, is a passionate advocate for financial empowerment, striving to help you regain control over your finances. The company's core values include a sense of belonging, respect for you and each other, integrity in their actions, ongoing staff development, and a commitment to excellence in product delivery and customer service.
Meerkat Services
When it comes to protecting your loved ones and your financial future, Meerkat's credit life cover offers comprehensive coverage and peace of mind.
Meerkat can offer you a reliable solution
Meerkat offers credit life cover to protect you and your loved ones from the financial burden of debt repayments during unexpected events. The Covid-19 pandemic has highlighted the lack of job security, emphasising that your primary income is like a table with one supporting leg. If that leg breaks, there’s no support left for the table. In the event of job loss through retrenchment, credit life cover provides a safety net.
Get the peace of mind you deserve
By having retrenchment cover and a reliable salary protection plan, you can have peace of mind knowing that loan insurance will enable you to continue caring for your loved ones until your financial situation improves.
Meerkat credit life cover goes beyond expectations, offering comprehensive coverage not only for retrenchment but also for death, temporary and permanent disability.
Credit insurance is always a worthwhile investment, regardless of perceived career security. Meerkat's credit life cover is extensive, cost-effective, and effortless to obtain.
Meerkat is committed to your financial security
Whether you're taking out a loan, opening a credit account, or financing a vehicle, credit life cover can give you the peace of mind you need to know that you're protected. Meerkat offers a range of credit life insurance options to suit your needs and budget, so you can choose the coverage that works best for you.
How much does Meerkat cover you for?
When you choose their credit life cover, you'll be covered for a set amount of money in the event of death, disability, or retrenchment. The exact amount of coverage you receive will depend on a number of factors, including the size of your loan or credit account, your age, and other personal details. Meerkat's team of experienced professionals can help you determine the right amount of coverage for your needs and circumstances.
Meerkat – Credit life insurance
- Product Credit Life Insurance
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Insurance Options
A range of comprehensive insurance products, including credit life cover, funeral cover, and more.
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Flexible Payment Options
Committed to offering competitive pricing, ensuring you receive value for your money. They also provide flexible payment options that can be tailored to suit your individual budget.
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Apply for Insurance
You can apply for coverage from the comfort of your own home. Their claims process is designed to be streamlined and efficient, providing a hassle-free experience when filing a claim.
Benefits of Meerkat
- Their insurance products provide a safety net, offering coverage for events such as retrenchment, death, and disability. By reducing dependence on debt, you can allocate more resources toward personal investment and achieve financial goals.
- Provides you with peace of mind, knowing that your outstanding debts will be covered in the event of unexpected circumstances.
- They offer customised insurance covers that can be tailored to your individual circumstances, ensuring that you receive appropriate coverage that suits your specific requirements.
- Meerkat follows a structured three-step claims process, providing transparency and reliability to customers. They issue tickets to track claim progress, assess claims based on service level agreements, and aim to provide prompt payment for approved claims.
Simple, Straightforward, and Stress-Free
If you're looking for comprehensive financial protection and peace of mind, Meerkat's credit life cover is the perfect solution.
A few of the different ways you can apply for this essential coverage include applying online from the comfort of your own home, applying in person by visiting one of their many locations throughout South Africa or calling their customer service team to help you with any questions you may have and assist you in applying for credit life cover.
Customer service that's second to none
At Meerkat, customer service is a top priority. Their team of experienced professionals is dedicated to providing you with the support you need when you need it, whether you're applying for coverage, filing a claim, or just have a question about your policy. With Meerkat, you can rest easy knowing that you're in good hands.
The requirements you’ll need to meet for Meerkat’s credit life insurance
In order to be eligible, you must meet some of their requirements including being between the ages of 18 and 64, being a South African citizen or permanent resident, and having a loan, credit account, or vehicle finance agreement with a participating provider
Know which documents to have ready
For the application, you’re required to have some documents ready like your valid South African ID or passport, proof of income, such as a recent payslip or bank statement, and proof of address, such as a recent utility bill or rental agreement.
Applying online from the comfort of your home or office
To apply online, you can simply visit Meerkat's website and select the credit life cover option, fill out the online application form with your personal and financial details, upload the required documents, and submit your application.
Know how to submit a claim
If you need to make a claim, firstly, contact Meerkat's claims department by phone, email, or in person and provide the necessary documentation, such as a death certificate or proof of retrenchment. Their claims team will review your claim and provide you with a decision as quickly as possible.
Meerkat is a trusted & reliable provider of credit life insurance
In our review, we found Meerkat to be a company licensed to provide credit life insurance products and services, and is regulated under the Financial Sector Conduct Authority.
✅ Meerkat is a registered and licensed insurance provider in South Africa: FSP 50979
Meerkat Contact
Physical Address
- 203, Pine Park, 1 Logan Way Pinelands Cape Town 7450 South Africa
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Opening Hours
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 17:00
- Saturday – Closed
- Sunday – Closed