Rating based on 7 reviews

Naked Insurance

Updated
  • Customise Your Quote
  • Instant Cover
  • Full Comprehensive Cover
Naked Insurance homepage
Author Naked Insurance. Screenshot of Naked Insurance website.
[Accessed June 21, 2023]

About Naked Insurance

Naked is a traditional and registered insurance broker. They’re backed by Hollard, so you can be at ease when taking out any type of insurance from them.

Wild yet sophisticated insurance provider

Naked believed in changes. Therefore, they take a whole new approach when providing insurance. When you apply for any type of insurance through Naked, you receive the benefit of low premiums and fixed rates.

Their end goal is to help you succeed in life, which is why they provide the best insurance packages you can find. Being that they are a unique company, you’ll find that they are not affected by the failures along the way, since failure is a stepping stone to success.

Values that make Naked different, yet convenient

Naked has been driven by one fact which is finding common ground between the interests of their company and the interests of their clients. That’s why they only employ individuals who are driven and dedicated in their line of duty.

Their team of employees is trained to own a project until the end. Over the years, they have discovered that communication is key within a financial business, therefore, they strive to give and receive feedback as quickly as possible. 

Confidentiality of client's information is a top priority 

Each client's information is protected by a well-designed system. Should Naked request any personal details, you are guaranteed that they will be kept private.

These details are only requested to ensure that you receive the best end of the deal and are satisfied with the services you receive 

More about the insurance products provided by Naked

Naked’s name originated from the products they provide. When purchasing any of their insurance products you will find that the amount that you see is the amount you will get.

Since they’re very open about their products and services, you’ll find that their monthly premium is very low and there are no hidden fees involved.

The reason why their premiums are so low is that they make sole use of technology and AI systems. By using this, they have fewer expenses and get to focus on their clients' needs.

Therefore, you’ll find that they don’t have any call centres or in-store services since everything is being done electronically. Now you can access, apply and request a quote with a simple click from anywhere and they’ll get back to you within minutes.

Naked Insurance Services

Invest within your vehicle by taking out car insurance by Naked and benefit all the way.

Benefits when accessing car insurance through Nake

  • Only one fixed excess, this means that when you have selected your excess amount according to your budget, Naked won’t require any additional fees when you claim.
  • No registration or administration fees.
  • Receive complete coverage when insuring your car, that means whether it has been stolen, damaged by an accident or national disaster, you can immediately claim from Naked

Personal information required to activate your car insurance policy

  • Name, surname and identity number
  • Contact details: email address and phone number
  • Vehicle registration documents
  • Insurance background (if applicable)
  • Password and username to open your account.

What is cover pause and how can it be of benefit? 

When you apply for car insurance at Naked, you’ll have the option of taking out a cover pause. This will allow you to pause your monthly premium if you are not using your vehicle.

Therefore if you’re on vacation or a business trip, you can simply pause your cover on their app and save up to 50% on your premium. Should you return within a month or two, you can simply resume your cover and you will receive your full benefits again.

Keep in mind that if your vehicle is undercover, it'll still be covered for any theft or unforeseen accident. 

Additional covering and drivers specification

When you have comprehensive coverage, your vehicle will be completely covered up to its current value. Should you require any additional coverage such as modifications or fittings, you simply need to specify them when purchasing your cover package.

Your cover package will include additional drivers, should they have your permission and a valid driver's licence.

How to purchase your car insurance and pay your monthly premium

At Naked, there are three simple steps when purchasing your insurance policy. You simply need to access their website and select 'Get my price'. You’ll then be navigated to a consultant which will assist you with a quote.

Should you require any alterations to your quote, you are more than welcome to customise it as you, please. Once you’ve settled your quote, you’ll have the choice of starting your cover immediately or you can select a date they should deduct it. After your selection, the premium amount will be debited each month on the allocated date.

If you selected the choice of immediate coverage, your vehicle will be covered immediately on the first payment of your coverage.

Naked Insurance – Car insurance

  • Product Car Insurance
  • Low Premiums
    Naked takes a unique approach to insurance by offering low premiums and fixed rates enabling you to enjoy affordable insurance coverage without worrying about sudden premium increases.
  • Flexibility
    You have the flexibility to pause your car insurance coverage when you’re not using your vehicle. This allows you to save up to 50% on your premium during periods of non-use.
  • Confidentiality & Privacy
    They prioritise the confidentiality and privacy of your information. They’ve implemented a well-designed system to protect personal details and ensure that any information requested is kept private.

Benefits of Naked Insurance

  • You can easily submit your claims through the Naked app, where claim bots guide you through the necessary steps. Provide all the required documents and details upfront and experience a smooth and quick claims payout.
  • They provide comprehensive coverage for vehicles, including theft, accidents, and damage caused by national disasters with no hidden fees, ensuring you transparency and clarity.
  • Naked allows you to customise your insurance packages according to your specific needs. The policies also cover additional drivers with a valid driver's license and your permission.
  • Through the Naked Difference program, you can contribute to your chosen causes. If a claim amount is less than the insured value, they donate the balance to your selected cause.

You can claim your vehicle cover within minutes]

Naked has made the whole process of claiming your benefits so easy, that you don't need to look any further.

You simply need to go to the app and put your claim in. One of their claim bots will then request certain information regarding your car and assist you through the process.

Requirements when claiming your car insurance

When you submit your claim, it's best to always send them all the necessary documents and details. This will ensure that your claim process runs smoothly and payout quickly. Documents such as;

  • Proof of ownership
  • Photos in case of an accident
  • Your personal information
  • Statements and police reports
  • Different quotes

Once you have all your documents in place, your claim will be processed and approved within seconds.

Contribute to your community with Naked difference

Naked has established a program called  'Naked Difference' where they assist the community and the ones around them.

The program works as follows, whenever you put a claim in for your assets and the quote is less than the value, Naked will take the balance and donate it to your choice of cause.

You can choose your cause, by simply going to your details on the app and selecting your desired cause. This choice can be changed once a year during April.

man holding thumbs up

Naked Insurance is a trusted & reliable provider of car insurance

In our review, we found Naked Insurance to be a company licensed to provide car insurance products and services, and is regulated under the Financial Sector Conduct Authority.

✅ Naked Insurance is a registered and licensed insurance provider in South Africa: FSP48822

Naked Insurance Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • not available