MiWay Car Insurance

MiWay is an authorised financial services provider and insurer which provides you with a diverse range of insurance products which include home, car, business, and liability cover.

Santam, a JSE-listed company, is one of MiWay's prestigious shareholders, which enables the company to operate financially and build a reputation that can benefit the MiWay brand.

A customer interaction you deserve

MiWay is passionate about offering you an unforgettable customer experience. What sets them apart from other insurers is their promise of quality service, and they aim to deliver the kind of customer interaction that you deserve.

Why MiWay is a leading insurer

With MiWay you’re able to

• Pick the kind of insurance product that corresponds with your budget and needs, available on easy-to-understand documentation with no fine print.
• Choose the best method to communicate with MiWay; either online or through their contact centre.
• Enjoy a stress-free and quick claims process.
• Select flexible premiums.

Benefits you receive by choosing Mi-Way

• You can weigh up the options on which home and car insurance quote works best for you.
• View your quotes under one basket (this is found on the Mi Xpress)
• When you buy insurance online, you save.
• Make changes to your details without speaking to a consultant.
• Download documents and view items.
• Process and submit your claims online.

Best services, products, and solutions to live life on your terms

MiWay does everything for you so you can go on to live life your way. They’re well aware that technological innovation has the power to transform people’s lives.

That’s why they’re determined to concentrate on your needs so they can make your life simple. MiWay provides you the best services, products and solutions that help you live life on your terms.

MiWay’s vision is to orchestrate a remarkable financial service organisation that can:

• Provide you with quality service, excellent products and equality and fairness all the time.
• Offer shareholders a major gain on investments.
• Be highly sought after.
• Be a game changer in the financial services industry.

MiWay takes the top spot for the best insurer in South Africa according to Hellopeter. That’s enough reason for you to make the switch and join many other South Africans who are basking in many benefits provided by MiWay.

What does Mi Way’s comprehensive car insurance offer you?

• Insurance premiums that are affordable enough to fit in with your budget.
• Excellent customer service coupled with the ability to take control of your policy online.
• A simple and worry-free claims process, you can choose to submit your claim either on the App or online.
• A clear and easy-to-read claims document.
• Emergency roadside assistance that’s available 24 hours.
• WeDrive which is Mi Way’s driver service.
• MiWay gives you many options to pick the level of insurance cover that suits your vehicle.

Car insurance packages available from MiWay

Comprehensive cover - The comprehensive car insurance covers the broadest options for hijacking and theft, car accident damages, explosion or fire and weather outages like floods and hail. This cover also includes any damages done to your car’s windows and any recklessness to third parties because of an accident and even intentional dents to your car.

Third-party, fire, and theft - This cover offers you insurance cover for your vehicle against fire damages and theft and damages caused by you to another party during an accident.

Third-party only - This insurance cover offers you cover for any damage done to property of a third party. You won’t be covered for damage or loss of your own car.

Total Loss - The Total Loss insurance cover offers you liability if your car is written off, hijacked, or stolen. Car damage that’s not written off is not covered.

With MiWay you can insure your vehicle for these values:

• Retail value - which is the normal insured value minus the selling price from the dealer as according to the TransUnion Dealer’s Guide.
• Market value - the average value of your car between the trade and retail value.
• Trade value - The price that a dealer will pay you for your car according to the TransUnion Dealers guide.
• Agreed value - this includes old cars, trailers, and caravans where the car's value is provided by a licensed source.

Which car insurance is the cheapest?

The cheapest car insurance offered by many insurance companies in South Africa is third-party insurance. The third-party-only insurance offers the fewest benefits out of all the insurance covers available. When you're comparing insurance quotes, be aware of the rates to ensure you are in fact offered the cheapest deal.

The third-party cover offers you liability for damages done to a third party’s vehicle. It doesn’t cover damages to your vehicles and any injuries you’ve incurred because of a car accident. The third-party cover includes the following:

• Damage done to a third parties’ property or vehicle.
• Injuries incurred by other people during an accident.