Dotsure Car Insurance

Dotsure is proud to be South Africa’s leading digital insurer. Established in 1998, they’ve been providing a range of insurance products to South Africans for over two decades.

Why Dotsure car insurance?

Dotsure car insurance provides comprehensive car cover tailored to meet specific needs. With a variety of features and benefits, their car insurance provides the protection needed in the event of an accident.

Excellent service that led to expansion

Their customer service team is also available to answer questions and provide the support needed.

They’ve become one of the top providers of car insurance in the country and have since expanded to offer a range of other insurance products, such as home, life, and travel cover.

Committed to kindness: charities that Dotsure supports

Dotsure is a South African insurance company that is committed to making positive changes in the world. When you buy a pet insurance policy online, the company donates a portion of their first premium to feeding a shelter puppy for a month at no extra cost to you.

Their community development department prepares, packs, and distributes over 1 million meals each year for people in need. The company also donates to various charities such as AACL, Kwasa College, The Potters Haven, and Grace Community Projects.

Dotsure’s commitment to kindness is not just theirs, but it is shared by its community of clients, partners, and charities who support everything they do.

Dotsure promises simplicity, kindness, and exceptional service to its clients. They believe in making insurance less complicated and smarter for you. Their "Excess Buster" feature provides their clients with an affordable excess buy-down option.

Besides, they aim to create Soft Landings for their clients, communities, and each other. The company is committed to upliftment and charity through donations, fundraisers, and drives. They also strive to win you over with tailored products and exceptional customer service, creating fans rather than policyholders.

Why choose Dotsure?

They strive to offer customers the best insurance experience possible. They understand that each individual has different needs and their customisable car insurance packages provide the freedom to tailor insurance policies to suit requirements.

Dotsure offers a range of insurance products for South African customers, including car, home, life, and travel insurance.

Their comprehensive car insurance policy provides protection in the event of an accident and includes third-party liability cover, damage to fire and theft cover, 24/7 roadside assistance, windscreen cover, and comprehensive cover.

What you are and aren’t covered for

DotSure's car insurance covers accidental damage, damage to others, fire, theft or hijacking, key replacement, riots and warfare, non-standard accessories, and vehicle credit cover.

However, pre-existing damage, drinking and driving, maintenance of parts, and criminal activity are not covered.

They’re transparent about what their insurance covers and ensure that you know what you’re covered for without hiding it in their T&Cs.

Car insurance cover and add-ons

• Third-party liability cover: Covers any damage to a third party's property due to an accident.
• Damage due to fire and theft cover: Covers any damage to your car in the event of a fire or theft.
• 24/7 roadside assistance: Helps you out if you ever get stuck on the side of the road and need help.
• Windscreen cover: Windscreen cover ensures that any repairs or replacements needed for your windscreen will be covered.
• Comprehensive cover: Provides a range of features and benefits to ensure you're covered in the event of an accident. This includes third-party liability cover, damage to fire and theft cover, 24/7 roadside assistance, windscreen cover, and comprehensive cover. This covers any damage to your car caused by an accident, regardless of fault.

In addition to their comprehensive car insurance policy, Dotsure also offers a range of add-ons for customers to choose from. These add-ons include car hire, scratch and dent cover, credit shortfall cover, and personal accident cover.

Car hire cover provides a rental car while your car is being repaired after an accident, while scratch and dent cover covers any minor damage to your car's bodywork.

Credit shortfall cover covers the difference between the insurance payout and the amount still owed on your car, while personal accident cover provides financial assistance in the event of accidental death or permanent disability.