Rating based on 11 reviews

Discovery Medical Aid

Updated
  • Fast Online Quotes
  • Unmatched Medical Aid
  • Affordable Premiums
Discovery homepage
Author Discovery. Screenshot of Discovery website.
[Accessed June 9, 2023]

About Discovery

With a proudly South African history, Discovery’s been providing industry-leading financial solutions since 1992.

What started as a small company providing specialist risk insurance has grown into one of the country’s leading providers of various types of insurance services.

Discovery boasts a global presence

Through the Global Vitality Network, Discovery has formed partnerships with many large insurance companies across the globe. These partnerships are with insurers from South America, Asia-Pacific, North America, and Europe.

2021 saw the introduction of shared-value health insurance for companies and Travel for Treatment facilities to the African market.

To date, Discovery is proud to boast a presence in more than 40 markets worldwide and employ more than 13,500 staff members. Discovery has brought change to more than 30 million lives with its products and services.

Discovery’s South African network

As a world-class, market-leader in the insurance and banking sectors of South Africa, Discovery offers a range of financial services and solutions. These are divided into the following businesses:

  • Discovery Health – This is the largest healthcare administrator in the country.
  • Discovery Life – For life insurance, critical illness coverage and much more.
  • Discovery Insure – Providing South Africans with insurance for cars, homes, businesses and more.
  • Discovery Invest – For an all-inclusive and tailored investment service to corporate and retail customers.
  • Discovery Bank – Your one-stop, all-in-one online banking solution.

Key events in Discovery’s history

The company was established in 1992 and introduced Discovery Health in 1993. They launched Vitality in 1997 and were listed on the JSE in 1999. In 2004 Discovery launched its first overseas venture in the United Kingdom.

In 2009 they expanded even further to China with a 25% acquisition of Ping An Health. Vitality Insure is launched in 2011 with an expansion to Australia in 2014. In 2022, Discovery expanded to the rest of the African continent, Poland, and the Czech Republic.

Discovery Services

Having medical aid is an essential part of life. Knowing that you have access to medical professionals and private hospitals in the event of a medical emergency gives you peace of mind.

A wide range of options from Discovery

Discovery knows that every situation is different and they’ve therefore compiled 25 different medical aid packages. They’ve gone above and beyond to ensure that there’s a plan to suit a wide range of preferences and financial needs.

Ranging from the Executive plan starting from R7,688 monthly to the KeyCare Series plan starting from R968 monthly, you can be sure there’s a package that’ll fit your pocket.

What to expect from Discovery’s medical aid

Each medical aid plan is compiled with a list of benefits offered. These benefits can be tailored to suit your needs. Discovery ensures that you get outstanding value for money with their well-put-together medical plans. These benefits are plan-dependant and may include:

  • Hospital cover
  • Critical illness benefit/CIB
  • Screening and prevention
  • Above threshold benefit/ATB
  • Day-to-day extender benefit/DEB
  • Maternity benefit
  • Medical savings account/MSA

Get a medical aid quote within 60 seconds

Discovery has an online quote service that you can use to calculate a premium on the medical aid you require. The quote process is super easy and requires only basic information.

A quote based on a 35-year-old female living in the Eastern Cape and seeking comprehensive medical aid for herself received the following quote:

  • Essential Delta Comprehensive plan – R5,155 monthly
  • Classic Delta Comprehensive plan – R6,133 monthly
  • Executive plan – R8,298 monthly

Signing up for Discovery Health gives you exclusive access to Vitality. This exclusive access lets you enjoy up to R860 back per month for maintaining a healthy lifestyle.

Discovery – Medical aid scheme

  • Product Medical Aid
  • Medical Aid Plans
    Discovery has 23 different medical aid plans to choose from
  • Fast online quotes
    Get a quote in only 60 seconds
  • Additional benefits
    Dental, vision, maternity, and Covid-19 benefits are already included in Discovery plans' hospital and day-to-day coverage. This guarantees that your family will be protected in all circumstances.

Benefits of Discovery

  • Traveling internationally? As an added bonus, your insurance policy includes coverage for medical emergencies.
  • Your medical aid can be supplemented with Gap Cover. You can purchase coverage starting at R109 per month. Your current plans may be extended or supplemented by this insurance at a reasonable cost.
  • The innovators in health insurance present Prepaid Health, a brand-new product. A more inclusive approach to accessing private health care is made possible by this new platform. Any South African citizen may purchase a voucher and use it at any of the private medical facilities included in the Discovery Prepaid Health Network.

Start your journey towards health with Discovery

Discovery offers a range of medical aid plans that provide comprehensive cover for medical expenses.

Members can choose from 25 different plans, all of which offer unlimited private hospital cover and full cover in Discovery's extensive healthcare networks. In addition to quality healthcare cover, members have access to a range of benefits, care programs, and services designed to ensure they receive the best possible care when they need it.

With contributions that are on average 14.9% lower than comparable cover with other medical schemes, members can enjoy affordable healthcare without compromising on quality.

Finally, members can also join the world-renowned Vitality wellness program, which promotes healthy living and rewards members for healthy lifestyle choices. If you’re ready to get a quote, we’ve summarised the process to make it easier for you.

A medical aid plan from Discovery could give you access to high-quality, value-for-money medical cover. You can be certain that your health is in expert hands. Before you apply for the medical aid you need you can get a medical aid quote in record time.

Discovery’s quote process guide

  1. Go online to Discovery’s homepage. From there you can select the medical aid option. The quote process is divided into four easy-to-answer categories.
  2. The first page requires details like who you need cover for, your gender, and where you live. Click on continue.
  3. The next page is completed with your name and surname, ID number, and cell phone number. When you’re done, click on continue.
  4. Next, you’re required to indicate the cover you desire. Your preferences for out-of-hospital benefits and preferred access for planned procedures are checked using the checkboxes.
  5. The final step in the quote process is to get your quote. By clicking on get quote you’re provided with the available options that match your needs. You can now choose to either activate the medical aid plan suited to you or for a Discovery consultant to call you back.

Opt for gap cover with Discovery

In addition to the medical aid plan, Discovery also offers gap cover should you encounter a shortfall on in-hospital specialist claims. Depending on the gap cover option you choose, each person covered could access up to R175,000 annually.

A comprehensive list of benefits

  • Super fast online quotes
  • Comprehensive medical aid plans
  • Wide range of options to choose from
  • Tailor-made medical aid packages
  • International presence
  • A large list of value-added rewards
  • World-class medical assistance
  • Outstanding customer service

Discovery has a plan for everyone

When it comes to medical aid, Discovery is in a league of its own. They offer a wide range of medical aid plans to suit all your needs. Discovery offers a comprehensive list of benefits and rewards.

Partnering with Discovery gives you access to all your medical needs at competitive rates. Complete the online quote and see which option suits you best.

man holding thumbs up

Discovery is a trusted & reliable provider of medical aid

In our review, we found Discovery to be a company licensed to provide medical aid products and services, and is regulated under the Financial Sector Conduct Authority.

✅ Discovery is a registered and licensed insurance provider in South Africa: FSP 46336

Discovery Contact

Physical Address

  • Sable Park, Bridgeways Precinct, Century City Cape Town Western Cape 7446 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 20:00
  • Tuesday 07:00 – 20:00
  • Wednesday 07:00 – 20:00
  • Thursday 07:00 – 20:00
  • Friday 07:00 – 20:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed