FNB Home Contents Insurance

As a leading financial institution in South Africa, with a history dating back to 1838, FNB is one of the country’s most trusted and loved companies.

The bank provides a comprehensive range of financial products and services, including personal and business banking, loans, investments, insurance, and wealth management solutions.

A long history and a bright future

FNB's history is a tale of perseverance and innovation that spans over 180 years. The bank was founded in 1838 when a group of enterprising South Africans decided to start a bank in Cape Town.

FNB has grown to become one of the largest banks in South Africa, with a reputation for being a trailblazer in the industry.

FNB was the first bank in the world to introduce ATMs with voice guidance for the visually impaired, and they also launched the first banking app in South Africa.

FNB's commitment to innovation and customer-centricity is evident in their catchy slogan, "How can we help you?" – a question they've been asking their customers since 1906.

The secrets to FNBs success are its people

FNB places a strong emphasis on its people, recognizing that they are key to the bank's success.

The bank has a comprehensive human resources (HR) department that oversees all aspects of hiring, staff management, and policies.

FNB is committed to creating a diverse and inclusive workforce and has implemented a range of initiatives to promote equality and fairness. The bank offers ongoing training and development opportunities to its staff, recognizing the importance of upskilling and investing in its people.

They also place a strong focus on work-life balance and offer a range of flexible working arrangements to their employees. The bank's policies are designed to support its staff, recognizing that happy and motivated employees are essential to the bank's ongoing success.

Tailored insurance solutions to suit your unique needs

FNB offers a comprehensive range of insurance products, including home contents insurance, car insurance, life insurance, and travel insurance.

FNB's insurance department is staffed by knowledgeable and experienced professionals who understand the needs of South Africans and are committed to providing tailored insurance solutions to suit individual needs.

FNB's home contents insurance offers cover for loss or damage to household items caused by a wide range of events, including theft, fire, and natural disasters.

You can also choose from a range of optional benefits, such as cover for accidental damage, personal liability, and emergency accommodation.

Their insurance products are underwritten by reputable insurers, giving you peace of mind that you’re dealing with a trusted provider.

Home content’s cover packages offered by FNB

• Essential: Provides cover for loss or damage to household items caused by a defined list of events, such as fire, theft, and natural disasters.
• Classic: Provides cover for loss or damage to household items caused by a wider range of events than the Essential package, including accidental damage.
• Premier: Offers the highest level of cover, with protection for loss or damage to household items caused by any event not specifically excluded.
• Additional benefits: Customers can choose from a range of optional benefits to add to their policy, including personal liability cover, emergency accommodation cover, and all-risk cover for high-value items that are frequently taken outside the home.
• Customized policies: FNB also offers customers the flexibility to customise their policy to meet their unique needs, such as adding or removing coverage options.

The popular Essential Cover explained

FNB's Essential home contents cover provides a basic level of protection for loss or damage to household items caused by a defined list of events, such as fire, theft, and natural disasters.

This package is designed for customers who are looking for affordable coverage that still provides essential protection for their most valuable possessions.

With the Essential package, customers can be confident that they are covered against a range of common risks, such as theft, fire, and natural disasters.

However, this package does have limitations and exclusions, and customers should carefully review their policy to ensure that they have the coverage they need.

When it comes to accidental breakage o damage you get cover of up to R10,000 but you have the option of increasing this to R100,000