Rating based on 10 reviews

1Life Funeral Cover

Updated
  • R50,000 Funeral Cover
  • Fixed Monthly Premiums
  • Claims In 3 Minutes
1Life homepage
Author 1Life. Screenshot of 1Life website.
[Accessed June 27, 2023]

About 1Life

Since its launch in 2006, South Africans have become accustomed to the unique way that 1Life does insurance.

With its out-the-box approach to simplified, clear, and concise insurance, 1Life has become a household name and it’s safe to say that its customer-focused business model is in a class of its own.

Evolving through innovation

1Life set out to offer South Africans an innovative way to get insured. They believe in simplicity and convenience and by integrating this with technology, they soon became a trusted and well-known service provider.

A first in the industry

1Life launched with a bang and kept gaining traction by continuously listening to the ever-changing needs of its customers. This led to them accomplishing a few firsts in the industry, like:

  • The first to sell life insurance directly to the public – via their website as well as their mobi site.
  • The first company to establish a USSD service for customers who had a policy.
  • The first company to adopt HIV testing through saliva instead of blood tests.

Simplicity equals smart choices with 1Life

When thinking of insurance things may seem everything but simple. 1Life set out on a mission to change that and offer you insurance you can understand. 

They believe that when things are simplified and people are empowered with understanding, they make smarter choices.

Why insurance is essential

When it comes to the future, nobody can predict what tomorrow, next week, or next year holds.

Having insurance gives you the peace of mind that no matter what happens, you, your loved ones, and in some instances, your possessions are protected. You can achieve this by having life insurance, funeral cover, and more.

1Life Services

1Life was established with you, the customer at the top of the priorities list. By combining technology, innovation, and a customer-oriented attitude they’ve developed a solid reputation in the industry.

With them, you can rest assured that you’re receiving top-class customer service always. They’re always on a mission to improve and offer you better products and services in an affordable, simplified manner.

Why funeral cover is one of life’s must-haves

Having funeral cover gives you the peace of mind that the expenses related to your passing will be covered. 

Your loved ones won’t have the burden of extra debt while suffering your loss. With funeral cover from 1Life, you’ll get value for your money. Their value-added benefits ensure that you have the peace of mind you deserve.

Value-for-money funeral cover from 1Life

  • Cover of between R5 000 and R50 000
  • Cover for yourself and as many as 16 family members on one policy
  • Repatriation, grocery, and memorial benefits of up to R16 000
  • No premium increase for the first 12 months
  • Depending on circumstances, claims can pay out in as little as 3 minutes
  • In case of accidental death, there are no waiting periods

Tools to help you navigate toward smart choices

With 1Life’s need to innovate and simplify, they’ve made some helpful tools available on their website that is free to use.

Making smart choices starts with understanding and the nifty insurance calculator can help you work out what you’ll pay when taking out funeral cover.

Some other useful tools they’ve made available are a financial needs analysis tool and help with finding a pharmacy or a lab near you.

Making use of these free tools can not only help you understand but also simplify the insurance process drastically. Make sure to put these tools to good use when getting your insurance quote.

1Life – Funeral cover

  • Product Funeral Cover
  • Innovative Insurance
    A unique and innovative way to get insured, focusing on simplicity, convenience, and integrating technology into their services.
  • Life Insurance
    The first to sell life insurance directly to the public through their website and mobile site, establishing a USSD service for policyholders, and adopting HIV testing through saliva instead of blood tests.

Benefits of 1Life

  • Provides peace of mind by ensuring that the expenses related to your passing are covered.
  • Value for money with benefits that include coverage ranging from R5,000 to R50,000, the ability to cover up to 16 family members on one policy, repatriation, grocery, and memorial benefits, and no premium increase for the first 12 months. 
  • Known for its quick claims payout, with certain circumstances allowing claims to be paid out in as little as 3 minutes. 
  • With minimal paperwork and a user-friendly online application, you can complete the process in just a few minutes. This streamlines the process and eliminates the need for lengthy paperwork or waiting in queues, offering a hassle-free experience.

Secure peace of mind with 1Life’s funeral cover

Getting funeral cover should not be a dreaded exercise with reams of paperwork, days of back-and-forth communication, or even long waiting times in a queue.

By simplifying the way you obtain funeral cover, 1Life makes it easy for anyone to get covered without the hassle of a drawn-out process.

The must-haves before applying

Like with any other credit application, there are some documents you need to provide for verification and identification purposes. These may include:

  • Your South African ID document/Smartcard
  • Proof of address not older than three months
  • Your three most recent payslips to verify income and employment
  • The last three months' bank statements to check expenses and affordability

Getting the cover you deserve

The application process is super easy and won’t take you more than 5 minutes to complete. Once you have all your documents ready you can follow the easy steps below and start enjoying the cover you deserve. 

  1. Use your internet-enabled laptop, tablet, smartphone, or desktop computer to navigate to the 1Life website.
  2. On the homepage, you’ll see tabs at the top. Click on the products tab and choose one of the options below the funeral plans column.
  3. You’ll now see one of two options to choose from. The first is the call-back option which will direct you to the preliminary questionnaire asking for some basic information like your name and surname, your date of birth, email address and cell phone number. When you’ve completed this you can click on the call-back button and a friendly consultant will call you shortly to guide you through the process.
  4. Clicking on the buy online now button will direct you to a quick questionnaire asking for a bit more information to establish affordability.
  5. Once you’ve completed the questionnaire, you’ll be presented with a quote. Accepting the quote will mean you have to sign some documents. When all the documents are signed your policy will take effect in line with all the terms and conditions explained in the contract.

A few reasons for 1Life’s popularity

  • Fixed premiums for 1 year
  • Easy to obtain and affordable
  • Claims payout in record time
  • Friendly, knowledgeable, and helpful consultants
  • A trusted brand in South Africa
  • Cover up to 16 family members on one policy

Simplicity – The key to 1Life’s success

In today’s life, time is of the essence in every situation. Nobody has the time to waste in long queues for hours on end. Being able to obtain funeral cover in a few clicks simplifies the process and makes it accessible to more people.

1Life believes that everyone deserves a hassle-free way to get the important things in life done. Make the smart choice today and click your way toward an affordable, simple funeral cover from 1Life.

man holding thumbs up

1Life is a trusted & reliable provider of funeral cover

In our review, we found 1Life to be a company licensed to provide funeral cover products and services, and is regulated under the Financial Sector Conduct Authority.

✅ 1Life is a registered and licensed insurance provider in South Africa: FSP 24769

1Life Contact

Physical Address

  • Auto and General Park 1 Telesure Lane Riverglen Dainfern Cape Town Western Cape 2191 South Africa
  • Get Directions

Postal Address

  • PO Box 11250 , Johannesburg, 2000, South Africa

Opening Hours

  • Monday 07:00 – 18:00
  • Tuesday 07:00 – 18:00
  • Wednesday 07:00 – 18:00
  • Thursday 07:00 – 18:00
  • Friday 07:00 – 18:00
  • Saturday 07:00 – 14:00
  • Sunday – Closed