OUTsurance

OUTsurance's critical illness cover is a comprehensive insurance policy designed to protect you and your loved ones from the financial strain that a severe illness can cause.

With affordable premiums and a range of benefits, this cover is an ideal solution for anyone seeking peace of mind in the event of a critical illness diagnosis. From cancer to heart attacks, stroke, and more, this cover provides a safety net that can help you focus on your recovery without worrying about the cost of medical treatment.

A footprint of excellence

The company was founded in 1998 to provide South Africans with a new and innovative approach to insurance. Today, OUTsurance is one of the largest insurers in South Africa, with more than 1.5 million policyholders and a stellar reputation for excellent customer service.

They’ve won numerous awards for customer service, including the Ask Afrika Orange Index award for the best short-term insurance company in South Africa.

What they offer: Customisable critical illness cover

With them, you can customise your insurance policy to meet your specific needs. For example, you can choose the level of excess you want to pay, the amount of coverage you need, and the type of coverage you want.

Changing livelihoods for the better

OUTsurance is committed to making a positive difference in the communities it serves. The company has a number of corporate social investment initiatives, including:

• OUTvest, a low-cost investment platform that helps South Africans save for their future
• OUTsurance Schools Challenge, a program that supports education and sports development in schools
• OUTsurance Pointsmen Project, a community development program that provides training and employment opportunities in underprivileged areas
• OUTsurance is also a proud sponsor of the South African Rugby team, the Springboks

OUTsurance is a trend-setting South African insurer that puts you first. Their innovative approach to insurance, outstanding customer service, and unique rewards program make them a great choice for anyone looking for comprehensive and tailored insurance coverage.

OUTsurance’s critical illness cover provides financial protection for you and your loved ones in the event of a serious illness. The main features of OUTsurance's critical illness cover options include:

• Standard Cover – This option covers 35 critical illnesses, including cancer, heart attack, and stroke.
• Comprehensive Cover –This option caters to 121 critical illnesses, including those covered under the standard cover, as well as additional conditions such as blindness, deafness, and Parkinson's disease.

What’s covered under the critical illness plan?

Outsurance offers critical illness cover plans that provide comprehensive protection against a range of illnesses. Their plans cover a wide range of serious illnesses, including cancer, heart attack, stroke, Alzheimer's disease, blindness, deafness, Parkinson's disease, kidney failure, major burns, paralysis, and many others. This coverage ensures that if you are diagnosed with one of these illnesses, you can receive financial support to cover medical expenses, as well as other costs associated with treatment and recovery. The level of coverage you receive depends on the plan you choose.

How much are you covered for with OUTsurance's critical illness cover?

The amount of coverage you receive with critical illness coverage depends on the level of coverage you choose and the premiums you pay.

• Standard cover – Provides coverage of up to R5 million
• Comprehensive cover – Provides coverage of up to R20 million.

Your premiums will be determined by a number of factors, including your age, health status, and lifestyle habits.

Benefits of using OUTsurance

• Financial protection – Critical illness cover provides financial protection for you and your loved ones in the event of a serious illness.
• Customisable plans – OUTsurance offers two different levels of critical illness coverage, so you can choose the plan that best meets your needs.
• No waiting period – There is no waiting period for critical illness coverage, which means you are covered as soon as your policy is activated.
• Tax-free payment – The lump sum payment you receive is tax-free.
• No medical exams – You can apply for critical illness coverage without undergoing a medical exam.
• Lump sum payment – If you’re diagnosed with a critical illness, you’ll receive a lump sum payment that can be used to cover medical expenses or other costs.