Medshield

Life’s unpredictable at best and health challenges and other unfortunate events can happen at any time.

You need a trusted healthcare partner in times of crisis to help you deal with medical challenges. There can be dire financial consequences if you’re not sufficiently covered for such eventualities.

Medshield offers a range of healthcare products that cater to every stage of your life. They know that your needs change as you grow older.

Their medical plans cater to one and all. Whether you’re in your early twenties or close to retirement, there’s a plan to suit your lifestyle.

Health is wealth

Medshield has a stellar record in the healthcare industry. Since the company’s inception in 1968, they’ve cemented a reputation as a healthcare fund that cares for individuals and families.

All their members contribute monthly towards the fund to ensure that each one has proper medical aid in their time of need.

Affordable quality and expertise

Each healthcare plan provides you with the best-in-price benefits. Plans are continuously amended and upgraded to accommodate your changing needs and expectations.

Medshield boasts an AA- Global Credit Rating which has been bestowed on the company for 12 consecutive years.

Their solvency ratio of more than 55.93% sets them above the required benchmark for medical schemes. You are therefore assured of outstanding service and value.

All members qualify for Prescribed Minimum Benefits cover, regardless of the plan you choose.

You can choose from a fantastic range of affordable benefit options. Each is specifically designed to cater to a set of unique requirements. Choose the one that’ll work best for you. These plans are constantly being assessed and upgraded.

Improving healthcare access and awareness in underserved communities

Medshield is a South African medical aid scheme that has implemented several CSI (Corporate Social Investment) initiatives to support the communities it serves.

One such initiative is the Medshield Foundation, which was established to address the healthcare needs of underserved communities through various programs, such as health education, outreach initiatives, and community-based healthcare services.

Additionally, Medshield has partnered with various organizations and initiatives, including the National Cancer Association of South Africa and the World Heart Federation, to promote awareness and improve access to healthcare services for vulnerable populations.

These efforts demonstrate Medshield's commitment to improving the overall health and well-being of South Africans and its dedication to supporting the communities it serves beyond just providing medical aid coverage.

You can choose from a fantastic range of affordable benefit options. Each is specifically designed to cater to a set of unique requirements.

Choose the one that’ll work best for you. These plans are constantly being assessed and upgraded.

MediSwift

This unlimited hospital plan accommodates major in-hospital medical emergencies. Unlimited coverage is provided through the Compact Hospital Network. All procedures are fully covered. Amateur sportsmen and -women also get a biokinetics benefit. It includes a range of day-to-day benefits.

MediCurve

This digital plan has been designed with the young, tech-savvy, novice medical aid buyer in mind. You get a comprehensive range of in- and out-of-hospital benefits. It also includes free virtual family practitioner consultations as part of the Medshield SmartCare benefits.

MediPhila

This plan covers basic daily healthcare as it provides limited out-of-hospital benefits for certain services only. It also includes unlimited hospital coverage for PMB conditions. These are conditions that all medical schemes have to cover by law.

PremiumPlus

This plan is specifically designed for professionals and corporates. It provides unlimited hospital cover. You can manage your healthcare expenses easily through a personal savings account. The Medshield Private tariff of 200% is applicable on all in-hospital procedures.

MediBonus

If you’re an employee in need of comprehensive unlimited hospital cover and added day-to-day benefits, this plan’s perfect for you. It offers you and your family unlimited in-hospital cover. It also includes selected in-hospital procedures at the 200% Medshield Private Tariff. The fixed day-to-day limit enables you to control your daily healthcare expenses.

MediSaver

MediSaver provides unlimited hospital coverage via the Compact Hospital Network. It also offers a personal savings account through which you can manage your out-of-hospital fees. If you love your independence, this is the plan for you, especially if you’re thinking of growing your family.

MediPlus: Prime and Compact

This plan offers two categories. The benefits for both are similar. Compact allows a smaller contribution fee if you use only Medshield Provider Networks. MediPlus is designed for patients in the upper-income bracket who need in- and out-of-hospital coverage. The out-of-hospital cover comprises benefits such as optical, and basic and specialized dentistry, to name but a few.

MediCore

If you prefer full PMB cover coupled with unlimited hospital cover, this one is perfect for you. A number of in-hospital procedures are paid at a higher rate (200%) than the ordinary Medshield Tariff of 100%. The MediCore plan covers you in the event of major medical emergencies. The in-hospital cover is confined to the Medshield Hospital Network.

MediValue: Prime and Compact

MediValue offers a Prime and Compact plan. These two plans are the same, but you qualify for a lower premium with Compact if you use only Medshield Provider Networks. MediValue caters for those who need unlimited hospital cover and restricted day-to-day cover.

You can view the full brochure and list of networks for each plan online by clicking on the relevant icons. There’s also a “get-a-quote” option for each.