Rating based on 10 reviews

1Life

Updated
  • 10M Life Cover
  • Online Insurance Quotes
  • Comprehensive Insurance Plans
1Life homepage
Author 1Life. Screenshot of 1Life website.
[Accessed June 5, 2023]

About 1Life

1life has been gearing up to transform and improve your life. Their variety of insurance solutions were created to aid you to initiate a journey into creating financial wealth that can be passed down from one generation to the next.

Established in 2006, 1life caused a stir in the insurance sector with their new and people-centred strategy, whose primary focus is to give you access to a range of insurance products that fit well with your personal needs and plans.

Throughout the years, 1life has grown immensely, from at one point offering insurance one-dimensionally to now offering it multidimensionally.

The first to implement a range of services

1life has implemented everything to ensure that their solutions are simple, so you can at the end of the day make shrewd choices that can help you accumulate wealth.

They were the first to come up with the idea of selling life insurance to people online and via their mobile app, as well as being the first to set in motion a USSD service for all policyholders who took up a life cover with them.

Using modern technology to solve business issues

Additionally, the inception of testing for HIV via saliva was brought about by 1life. The practice of implementing modern technology to solve business issues is always at the heart of 1life.

With a high percentage of 1life funeral claims automatically processed, this has given way for your claims to be authorised, accepted, and paid out all in one day and in three minutes.

1life’s mission is to transform people’s lives

Insurance doesn’t focus only on the present moment, it’s more about making future financial plans for you and your family. It aims to transform people lives, which includes you and all those that are depending on you.

Making that decision to take up life cover can put your loved ones on a path to generating wealth. 1life has onboard professional consultants who’ll be with you throughout this empowering journey you’re thinking of embarking on.

1Life Services

Famous for being South Africa’s number 1life insurer. With 1life, you can get up to R10 million life insurance.

Your dependants can maintain their standard of living with a R10 million life cover. All it takes is to make one call, fast underwriting and zero documents or medical check-ups except for a HIV saliva test.

Why take up a 1life cover?

  • One call gets you covered: With one simple call, you can receive up to R10 million life insurance instantly. A bonus for you is there’s no paperwork involved.
  • Forget about waiting period: In the event of death caused by an accident or natural causes, or if you die from Covid-19 related complexities.
  • Fixed rates: With 1life insurance, the first 12 months, you’re assured no increases on your premiums.
  • Top up cover: If you’ve taken a life cover insurance with another insurer, you’re free to upgrade with 1life while topping up to R3 million life cover with no medical check-ups.
  • Added benefit: Your life cover insurance comes up with a funeral benefit of R50 000 which sees to your funeral cost.
  • No medical check-up: Just a simple and quick HIV saliva test.

How Life insurance works and it’s function

If you’ve been the primary source of support for your family, and you suddenly pass away, would your family be able to provide for themselves financially when you’re gone?

Help your loved ones by investing in life cover. When you decide to invest in life cover policy, every month you pay an amount of money (premium), and in case of an unexpected death occurring, 1life pays a lump sum to your beneficiary.

What’s covered in life insurance?

Those you leave behind when you pass on can now be able to continue with life without feeling any financial burdens.

Your life insurance pay out can help your family overcome the stress of no-income due to your passing. With a large pay-out from 1life, your family can pay for many expenses ranging from everyday basic expenses, emergency bills, house, and car rentals and so much more.

You can even build generational wealth for many generations to come that will protect your future and your children’s.

1Life – Life insurance

  • Product Life Insurance
  • SA's best life insurance
    Obtain your comprehensive life insurance coverage from South Africa's leading direct life insurer. By eliminating intermediaries, they ensure that they provide you with the best possible price.
  • Four life cover products for you to choose from
    These include Pure Life Cover, Pulse Life Cover, Pulse Lite Life Cover, and Pure Life Plus Cover. Each of these products is designed to offer specific benefits and prices tailored to meet your individual needs.

Benefits of 1Life

  • 1Life provides efficient and convenient Funeral Plans, allowing you to settle the coverage within a mere 3 minutes, provided that you provide all the necessary and accurate information.
  • In addition to insurance services, 1Life also offers investment and personal loan options to their clients, providing financial solutions tailored to individual needs.
  • The 1Life website offers various useful tools to assist users. You can calculate the cost of your life cover, access a free will template, perform a financial needs analysis, and even locate nearby laboratories or pharmacies. All these convenient functions are available in one place.
  • When it comes to purchasing life cover or funeral cover, 1Life makes the process incredibly easy. You can complete the entire process online without the need for any cumbersome paperwork.

How much life insurance do you require?

When taking out life insurance there are many factors that are taken into consideration such as:

  1. What life phase are you currently in?
  2. How much are you earning?
  3. What are your needs for the future of those that are dependent on you?
  4. Lastly, how much is it that you can afford to pay?

What 1life normally does is they perform an online financial analysis or quote to determine the perfect cover that keeps your needs and budget in mind.

For 1life to give you a quote, they’ll need for you to tell them a bit more about yourself. Here are some questions you can expect them to ask you.

  1. How much do you earn per month?
  2. What age group do you fall in, these can range from 18 to 65
  3. Are you a male or female?
  4. Are you a smoker or non-smoker?
  5. What’s your highest level of education?

What’s the 1life generational wealth plan all about?

Generational wealth is all about the perfect blend of insurance that’s effective and affordable. You don’t need lots of money to start building generational wealth, however it’s built strategically, one brick at a time and 1life is here to assist you to embark on building wealth that your future generation can benefit from.

You can think of 1life’s generational wealth plan as your powerful tool to financial legacy that can transform your loved one’s lives once you’re gone.

The development of truth about money

How you manage your money is of utmost importance, and 1life is aware of this. They’re also aware that for several South Africans managing and keeping their finances in order is quite difficult and hence it dampens their willingness to structure the best life they’ve always envisioned. That’s where the launch of Truth about money came about, it’s a free service catered for all 1life successful applicants.

The steps to apply for life cover with 1Life in South Africa

  1. Visit the 1Life website and click on the "Get a quote" button.
  2. Provide your personal details such as your name, contact number, and email address.
  3. Indicate the type of cover you need, including the amount of cover you require and the term of the policy.
  4. Answer some health-related questions to help determine your premium.
  5. Review the quote provided and adjust the cover and premium as necessary.
  6. Accept the quote and complete the application form with your personal and medical details.
  7. Submit the completed application form and wait for a response from 1Life.

If your application is approved, you will receive a policy document outlining the terms and conditions of your cover.

man holding thumbs up

1Life is a trusted & reliable provider of life insurance

In our review, we found 1Life to be a company licensed to provide life insurance products and services, and is regulated under the Financial Sector Conduct Authority.

✅ 1Life is a registered and licensed insurance provider in South Africa: FSP24769

1Life Contact

Physical Address

  • Auto and General Park 1 Telesure Lane Riverglen Dainfern Johannesburg Gauteng 2191 South Africa
  • Get Directions

Postal Address

  • PO Box 11250, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 07:00 – 18:00
  • Tuesday 07:00 – 18:00
  • Wednesday 07:00 – 18:00
  • Thursday 07:00 – 18:00
  • Friday 07:00 – 18:00
  • Saturday 07:00 – 14:00
  • Sunday – Closed