Investec

Investec understands that each client has a unique story and set of needs, whether it's building a business, growing a family, or creating a legacy.

A value for strong partnerships

With a deep understanding of potential and years of experience, Investec forms strong client relationships based on trust to make the extraordinary possible.

Founded in Johannesburg, South Africa, in 1974, Investec has a philosophy that permeates every aspect of its business. They pride themselves on being 'Out of the Ordinary,' embracing an approach that values strong partnerships and understanding as crucial elements in creating lasting value.

Today, Investec is a publicly traded company in London and Johannesburg, employing 8 500 staff across the UK, South Africa, and other global locations. Despite their growth, they remain true to their founding beliefs, which continue to shape their work and their commitment to stakeholders: clients, employees, and the communities in which they operate.

Investec strives to uphold its founding values

Investec operates based on four key values. They emphasise cast-iron integrity, building long-term relationships through trust and open dialogue. They value distinctive performance, nurturing ambition and outstanding talent while promoting diversity and respect.

They prioritise client focus, fostering genuine collaboration and unwavering dedication to your needs and goals. Finally, they promote dedicated partnership, embracing collaboration, open dialogue, and responsible decision-making.

From humble beginnings to a trustworthy company

Investec's journey of organic growth and strategic acquisitions has transformed them from a small finance company in South Africa to an international organisation, striking a unique balance between tradition and modernity.

As they look to the future, Investec acknowledges the uncertainty of these extraordinary times. They position themselves as a strong and trustworthy partner, ready to support and grow alongside you.

Together, they strive to achieve what may seem impossible today. They pride themselves on being 'Out of the Ordinary,' embodying a unique approach to banking and wealth management.

Investec's comprehensive approach to environmental sustainability and conservation

Investec understands that the well-being of the natural environment is crucial for the growth of businesses and the economy and for maintaining healthy communities. Although it is impossible to avoid all environmental impacts in conducting business, Investec strives to minimize its impact through supporting green initiatives and promoting environmental awareness among its staff.

The company recognizes the challenges posed by climate change and implements measures to limit its carbon footprint, with a focus on reducing energy consumption, water usage, waste, and single-use plastic, as well as promoting sustainable travel and procurement.

Investec also engages in conservation efforts, partnering with NGOs to protect endangered species and combat illegal wildlife trafficking. The company's commitment to environmental sustainability is reflected in its maintenance of a B rating by the Carbon Disclosure Project.

Investec Life offers Income Protection Cover that is designed to protect the financial security of professionals in case they become temporarily or permanently unable to work due to illness or injury.

The cover ensures that individuals can meet their financial obligations by providing a monthly payment that replaces up to 75% of their net income. The cover can be increased to up to 100% of net income in case of permanent disability. Investec Life's Income Protection Cover is efficient, comprehensive, and tailored to individual needs. It can be bought separately from life cover and comes with the option of Temporary Income TopUp Cover that enhances the benefit.

Why is Liberty’s income protection cover different?

Investec Life's Income Protection Cover is different from other covers available in the market as it considers specific duties and objective medical criteria while determining payouts. It also allows self-employed individuals and professionals to backdate qualifying claims from the first day off work.

Premiums for Investec Life's Income Protection Cover are age-rated and not guaranteed, which means that they may increase each year as individuals grow older. Moreover, the cover comes with certain conditions that individuals need to be aware of, such as notifying Investec Life in case of changes in occupation, career, or work duties.

Investec Life's Income Protection Cover is an important financial product for professionals who rely on their income to meet their financial obligations. The cover is designed to protect individuals from the financial impact of illness or injury and provides a monthly payment to replace their lost income. The cover can be tailored to individual needs, is comprehensive, and comes with the option of Temporary Income TopUp Cover that enhances the benefit. However, individuals need to be aware of certain conditions that come with the cover, such as age-rated premiums, specific occupation considerations, and the need to review the level of cover as their income changes over time.

Protecting your income is smart

Their comprehensive cover adapts to your changing needs and ensures that your income is maintained even when you cannot work. With this cover, you can receive up to 75% of your net income each month if you’re temporarily unable to work.

 It can be further increased by up to 25% with Investec Life's temporary income top-up cover. In the event of permanent disability, the income protection cover can be upgraded to cover up to 100% of your net income.

Comprehensive benefits to suit your needs

They offer efficient cover, allowing for an upgrade to 100% payout if you become permanently unable to work. They also provide the option to purchase income protection cover as a standalone benefit without the need for Life cover.

The benefits are comprehensive, with payouts based on objective medical criteria or considering your specific job-related duties. For self-employed individuals or professionals, Investec Life can backdate qualifying claims to the first day of absence from work.

Enhance your cover with income top-up cover

You also have the option to enhance your cover with Investec Life's temporary income top-up cover. This additional coverage ensures that you’re protected for up to 100% of your net income when you’re temporarily unable to work for a period of up to 24 months.