Rating based on 8 reviews

Simply

Updated
  • Funeral Cover starting from R89
  • R100,000 Funeral Cover
  • Affordable Monthly Premiums
Simply homepage
Author Simply. Screenshot of Simply website.
[Accessed June 30, 2023]

About Simply

Simply is a South African insurer that offers no-frills and no-fuss insurance. They pride themselves in being straightforward and offering high-value insurance cover that is affordable.

Simply was started by three partners who truly felt that they could bring an insurance company that could make a difference in people’s lives. Since then, the company has grown in popularity and has become a go-to insurer for South Africans looking for reliable insurance plans.

Insurance plans offered by Simply

Simply offers insurance across three categories: staff, family and domestic. Under each category, you can opt for life, disability and funeral cover.

Funeral insurance covers the costs associated with a funeral, including the coffin, catering, and other related expenses. It’s designed to provide financial support to your loved ones in the event of your death. It will pay out to your beneficiaries. As a reputable and trustworthy insurer, Simply provides its clients with a variety of benefits.

Benefits you’ll enjoy when you choose Simply

  • Quick and easy application process
  • Affordable premiums
  • Flexible payment options
  • Guaranteed acceptance with no medical examinations required
  • Cash payouts within 48 hours of claim approval
  • Access to a 24/7 customer care line

Simply prides itself on its exceptional customer service

Their team of experienced and friendly consultants is available to assist you with any queries or concerns they may have. You have access to a 24/7 customer care line, ensuring that their needs are always met, no matter the time of day or night.

CSI at Simply

Simply believes in giving back to the community and has a number of CSI (Corporate Social Investment) initiatives in place to support this belief. These initiatives include donating to charities and organizations that focus on education and healthcare, as well as providing assistance to individuals and families in need.

Simply is a reputable and reliable insurer that provides its clients with a range of affordable insurance plans. With its exceptional customer service, innovative claim process, and commitment to giving back to the community, Simply is a go-to insurer for South Africans looking for trustworthy and dependable insurance coverage.

Simply Services

Simply offers funeral insurance as part of their family cover and domestic cover offerings, in addition to life and disability cover.

Simply’s family cover benefits explained

Under the family cover, the insured person can choose to cover their spouse, children, and additional family members. Up to R100k funeral, cover is available for the spouse and children (age dependent) of the main life assured.

Up to R50k funeral cover is available for siblings, parents (and in-laws), grandchildren, great-grandchildren, grandparents, great-grandparents, aunts and uncles, nieces/nephews, and 1st cousins. The benefit is paid out within 48 hours of receiving all the necessary claim information. The family cover also includes a body repatriation service, which covers the cost of transporting the deceased's body to the place of burial (within South Africa only), and provides other funeral support services.

The service also includes assistance with basic funeral arrangements, advice on how to apply for death certificates and border-crossing documentation, and referral to counselling services for support and advice. The annual limit for this service is R20,000 per policy. Under the domestic cover, the insured person can cover their domestic worker with life, disability, and family funeral cover. The cost for this cover starts from R89 per month. 

100% coverage based on age 

Simply’s funeral insurance provides a maximum cover of up to R100k for the main member or spouse. For children, the maximum cover is determined by age, with children aged 14-21 being covered for 100% of the cover amount, while children aged 0-6 are covered for a maximum of R10,000. 

Repatriation service 

Simply Funeral Insurance provides a body repatriation service for its family and domestic policies.

This service covers the cost of transporting the deceased's body to the place of burial within South Africa and provides other funeral support services. This service is not available on their group cover product (which we’ve not covered in this place).

Simply is a reputable and affordable insurance provider that offers flexible plans and quick payouts. They have a strong commitment to customer service and giving back to the community, making them an excellent choice for anyone looking for life, disability and funeral cover for themselves, their family and their domestic workers.

Simply – Funeral cover

  • Product Funeral Cover
  • Loan Amount from R89
  • Funeral Insurance
    Simply offers funeral insurance as part of their family cover and domestic cover offerings, along with life and disability cover providing you with a range of comprehensive coverage options to protect yourself, your family, and your domestic worker.
  • Quick Claim Payout
    Ensures cash payouts within 48 hours of claim approval.
  • Benefits
    A body repatriation service for their family and domestic policies, covering the cost of transporting the deceased's body to the place of burial within South Africa.

Benefits of Simply

  • Committed to offering high-value insurance coverage that is affordable. With their no-frills and no-fuss approach, they provide insurance plans at competitive premiums.
  • Flexible payment options, allow you to choose payment terms that suit your financial situation. 
  • Guaranteed acceptance for their funeral insurance, without requiring medical examinations. 
  • They believe in giving back to the community and support various CSI initiatives focused on education, healthcare, and assisting individuals and families in need. 

How to apply for Simply's funeral cover

You can apply for Simply's life, disability and funeral cover online via their website.

Simply's family cover option provides South African citizens under the age of 75 with the option to protect their families with life, disability, and funeral cover.

The policy offers three benefits in one policy, allowing policyholders to add as many family members as they want. The policy includes a guaranteed funeral cover benefit, body repatriation, and a terminal illness accelerator. The product does not require blood tests, and policyholders can choose the amount of coverage per benefit to suit their budget.

SA citizens under the age of 65 who earn an income can qualify for life and disability benefits, while parents and grandparents are eligible for the funeral benefit up to age 79. Claims from accidental causes are covered immediately, while claims for death from natural causes have a six-month waiting period.

Eligibility requirements for comprehensive funeral cover

To qualify for Simply's cover, you must be between 18 and 75 years old and a South African citizen or legal resident. You also need to have a valid South African ID or passport and be able to afford the monthly premiums.

One of the easiest ways to apply for Simply's is through their website. You can simply visit their website, select the cover you want, and complete the application form online. You’ll then receive confirmation of your cover and will be able to manage your policy through your online account.

What happens during a typical claims process

In the unfortunate event of a claim, Simply aims to make the process as simple and stress-free as possible. The beneficiary or next of kin would need to submit a completed claim form along with a certified copy of the deceased's ID, a death certificate, and proof of banking details. Once the claim is approved, the benefit will be paid out within 48 hours.

Transparent and affordable insurance products guaranteed

Simply prides itself on being a responsible insurer and strives to ensure that its products are transparent and affordable. They also offer a 30-day cooling-off period, during which the policyholder can cancel their policy if they are not satisfied.

Simply Contact

Physical Address

  • 3rd Floor, Grove Exchange 9 Grove Ave, Claremont Cape Town Western Cape 7708 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed