Rating based on 12 reviews

Metropolitan Funeral Cover

Updated
  • Funeral Cover starting from R40
  • R80,000 Funeral Cover
  • Flexible Funeral Cover
Metropolitan homepage
Author Metropolitan. Screenshot of Metropolitan website.
[Accessed June 30, 2023]

About Metropolitan

Metropolitan is a leading financial services provider in South Africa, offering a range of insurance, investment, and health products.

They’re part of Momentum Metropolitan Holdings, one of the largest insurance and financial services groups in Africa, with a presence in 17 countries.

A legacy of serving South Africans

Metropolitan was founded in 1897 in Cape Town, South Africa, as a burial society for members of the coloured community who were excluded from existing funeral societies. It grew over the years, expanding its offerings to include life cover, health insurance, and investment products.

In 2010, Metropolitan merged with Momentum to form Momentum Metropolitan Holdings, creating a powerhouse in the South African financial services industry.

Empowering change – How Metropolitan is driving social impact

The company's CSI programs focus on education, health, and social development, and aim to empower individuals and communities to improve their quality of life.

Some of Metropolitan's CSI initiatives include the Metropolitan Foundation, which provides bursaries and educational support to underprivileged students, and the Metropolitan Health Foundation, which provides healthcare services to underserved communities.

Empowering Change

The company's innovative approach to product design and customer service ensures that you have access to the best possible financial solutions.

Their financial advisers are trained to provide you with personalised advice and support to help you achieve your financial goals and secure your financial future.

Customised solutions for your financial needs. 

The company’s commitment to empowering you to achieve your financial goals, and its innovative approach to product design and customer service sets it apart in the industry.

Its commitment to making a positive impact on the communities it serves through its CSI initiatives is a testament to its values and ethos.

Metropolitan Services

Preparing for the future and planning for the unexpected is just as important as saving for retirement.

One important aspect to consider is funeral cover, and Metropolitan funeral plan offers a customisable solution to fit your family's needs.

Cost-effective coverage for up to 20 family members

Funeral costs can be expensive and come at an unexpected time, but Metropolitan funeral plan makes it affordable for all.

With plans starting at just R40 per month, you can customise your coverage to fit your budget. Additionally, you can cover up to 20 family members on one plan, making it cost-effective for larger families.

Protecting your family's future with payment protection, cashbacks, and more

In addition to affordability, the Metropolitan funeral plan offers you numerous benefits. One key benefit is the ability to cover your children for life or up to the age of 21.

The payment protection benefit ensures that your premiums are taken care of in the event of death, disability, or retirement. Additionally, you can choose the CashBack benefit, which rewards you with some of your premiums back after staying on track with your plan.

The value protection benefit helps you keep up with rising funeral costs due to inflation, and the monthly essentials benefit ensures that your immediate household needs are covered in times of grief.

No medical health checks are required for a Metropolitan funeral plan

The Metropolitan funeral plan requires no medical health checks, making it easy for anyone to obtain coverage.

All valid claims are paid within 24 hours via WhatsApp or online, and you can cover yourself and your immediate family for up to R80,000 and your parents and extended family for up to R50,000. 

The plan also covers the transportation of the deceased's body within South Africa. Whether you're planning ahead or in the midst of a difficult time, Metropolitan funeral plan offers peace of mind and support.

Metropolitan – Funeral cover

  • Product Funeral Cover
  • Loan Amount from R40
  • Healthcare Services
    They support underprivileged students through the Metropolitan Foundation and provide healthcare services to underserved communities through the Metropolitan Health Foundation.
  • Innovative Services
    An innovative approach to product design and customer service provides personalised financial solutions to help you achieve your financial goals.
  • No Health Checks
    They provide cost-effective coverage for up to 20 family members and offer benefits such as payment protection, cashback, value protection against inflation, and coverage without the need for medical health checks.

Benefits of Metropolitan

  • Funeral plans start at just R40 per month, making them affordable for all and provide comprehensive coverage for funeral expenses and can cover up to 20 family members.
  • They offer payment protection, ensuring that premiums are taken care of in the event of death, disability, or retirement. 
  • They don’t require any medical health checks, making them accessible to everyone.
  • Aims to pay out valid claims within 24 hours, offering a hassle-free claims process. Claims can be lodged via WhatsApp and cover the transportation of the deceased's body within South Africa.

Simplifying funeral cover to protect your family’s future

Funeral cover is an essential financial product that provides peace of mind during a difficult time. Metropolitan offers a range of funeral cover options to suit different needs and budgets.

Get peace of mind in just a few steps 

To apply for funeral cover with Metropolitan, follow these 5 simple steps. 

  1. Visit the Metropolitan website or contact a Metropolitan financial adviser to find out more about the different funeral cover options available.
  2. Choose the funeral cover option that best suits your needs and budget.
  3. Complete the application form either online or with the help of a financial adviser.
  4. Provide all the required documents, such as proof of income and identity documents, to support your application.
  5. Wait for your application to be processed and approved. 

To be eligible for funeral cover with Metropolitan, you must meet the following criteria: 

  • You must be a South African citizen or permanent resident.
  • You must be between the ages of 18 and 64 years old.
  • You must have a valid South African identity document.
  • You must provide proof of income.

The documents needed to support your application include: 

  • A copy of your South African identity document.
  • Proof of income, such as a recent payslip or bank statement.
  • Proof of residence, such as a utility bill or rental agreement.
  • The contact details of your beneficiaries.

The benefits of funeral cover with Metropolitan include:

  • Cover for the main member, their spouse, children and extended family members.
  • Cash payouts to cover funeral expenses.
  • You can lodge a claim via WhatsApp.
  • There are no medical checks.
  • Access to a 24-hour funeral helpline.
  • Additional benefits, such as grocery and transport benefits.

Understanding the payout process with Metropolitan funeral cover

At Metropolitan, they understand that this is a difficult time for you and your loved ones, which is why they aim to make the claims process as simple and straightforward as possible, so you can focus on what really matters – remembering and honouring your loved one.

When you choose a funeral plan with Metropolitan, you can rest assured that your beneficiaries will receive a cash payout to cover the funeral expenses.

The payout amount will depend on the type of funeral cover you choose, as well as the level of cover you opt for. Once the claim has been approved, the payout will be made to your nominated beneficiaries, who can then use the funds to cover the cost of the funeral.

With Metropolitan, you can also choose to have your payout made directly to the funeral service provider, which can help to streamline the process and ensure that your beneficiaries don't have to worry about managing the funds themselves.

Secure your financial future with Metropolitan funeral cover

Losing a loved one is never easy, and the last thing you want to worry about during such a difficult time is how you're going to afford their funeral expenses.

This is where a funeral plan from Metropolitan can help. By choosing one of their comprehensive funeral cover options, you can ensure that your loved ones are taken care of financially, and you won't have to worry about the financial burden of planning a funeral.

With cash payouts, access to a 24-hour funeral helpline, and additional benefits such as grocery and transport benefits, a funeral plan from Metropolitan can provide you and your loved ones with the peace of mind and financial security you need during a challenging time.

man holding thumbs up

Metropolitan is a trusted & reliable provider of funeral cover

In our review, we found Metropolitan to be a company licensed to provide funeral cover products and services, and is regulated under the Financial Sector Conduct Authority.

✅ Metropolitan is a registered and licensed insurance provider in South Africa: FSP 44673

Metropolitan Contact

Physical Address

  • 101 De Korte St, Braamfontein Johannesburg Gauteng 2001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed