Discovery Funeral Cover

Choosing the right insurer for your funeral cover needs is crucial. As one of South Africa's leading insurers, Discovery offers comprehensive funeral cover options that are designed to provide peace of mind and financial security to you and your loved ones.

With Discovery funeral cover, you can be assured that you and your family will be taken care of during the most challenging times.

Discover a rich history 

Discovery was founded in 1992 by Adrian Gore, with the goal of creating a healthcare system that incentivises people to live healthier lives.

Today, Discovery has expanded its portfolio to include insurance and financial services. With over three decades of experience, they’ve become a trusted name in the insurance industry.

What Discovery offers

At Discovery, customers can choose from a range of insurance options to suit their needs and budget, including funeral cover.

You can get up to R75,000 of funeral cover, covering you, your spouse, and your children. This includes access to their funeral concierge service, which takes care of all the arrangements, making the process as seamless as possible.

Discover exceptional customer service

Customer service is a top priority with this insurer. Their team of experts is always on hand to provide support and advice, ensuring that you have all the information you need to make informed decisions about your funeral cover.

Their easy-to-use online portal also allows customers to manage their policies, update their details, and access policy documents at any time.

What makes Discovery unique

Discovery's commitment to Corporate Social Investment (CSI) is one of the things that sets them apart from other insurers. They have a range of initiatives aimed at promoting health and wellness, including the Discovery Foundation, which provides funding and support to medical professionals.

Discovery is also involved in a range of environmental and social sustainability initiatives, making them an insurer that not only takes care of its customers but also the community and the planet.

Benefits of using Discovery's funeral cover:

• You can enjoy immediate cover for accidental death.
• Premiums are affordable, with rates starting from as low as R53 per month.
• Discovery's funeral cover offers policyholders flexibility, with the option to choose a plan that suits their needs and budget.
• You can enjoy peace of mind, knowing that your loved ones will be taken care of financially in the event of their passing.
• Their repatriation cover is a unique feature that covers the costs of transporting the deceased from another country to South Africa.
• You can add extended family cover, which covers your parents, parents-in-law, and up to four siblings.

Discovery funeral cover offers an all-encompassing, customer-focused solution to funeral insurance.

With a range of cover options and exceptional customer service, you can rest assured that you and your loved ones will be taken care of during life's difficult moments.

A comprehensive range of funeral cover options

Discovery's Funeral Plan offers additional cash payment to cover funeral expenses and pays up to R8,100 over the funeral cover benefit amount for you or your spouse's passing. You can use this extra money to cover other costs such as groceries or school fees.

The plan also includes a Memorial Benefit of R5,000 to help pay for the unveiling of the gravestone. If you or your spouse pass away in an accident, you will receive double the payout up to R100,000.

The plan provides automatic baby cover and continued cover for your spouse, pays out claims within one working day, and offers cash PayBack after each year on the policy.

The longer you have the policy, the higher your PayBack percentage will be. The Funeral Plan comes in two options, Classic and Essential, with different plan options available for different levels of cover.

Essential Plan:

This plan covers the policyholder, their spouse, and up to six children. The benefits of this plan include:

• Cover of up to R60,000 per person
• Immediate accidental death cover
• A 6-month waiting period for natural death
• Premiums start from as low as R53 per month

Classic Plan:

This plan covers the policyholder, their spouse, and up to six children. The benefits of this plan include:

• Cover of up to R100,000 per person
• Immediate accidental death cover
• A 6-month waiting period for natural death
• Premiums start from as low as R78 per month

More about Discovery's funeral plans

Discovery's funeral cover offers you the flexibility to choose a plan that best suits your needs and budget. You can opt for add-ons such as repatriation cover and extended family cover, which covers the policyholder's parents, parents-in-law, and up to four siblings.

How much are you covered for?

With Discovery's funeral cover, you can choose the level of cover you need, with a maximum cover amount of R200,000 per person. You can also choose to increase your cover amount as your needs change, subject to Discovery's underwriting criteria.