PMD Insurance

PMD is a business that sells financial products and services directly to the public, with its main focus being on the car insurance industry.

They’re based in Bryanston, north of Johannesburg. PMD’s business operates from a spacious and trendy headquarters that’s easy to locate yet also far away from the hustle and bustle of Sandton city.

PMD noticed a gap in the car insurance market

It all started in 2009 when PMD noticed a gap in the car insurance market and how so many South African drivers were taking a big risk of driving while not being covered.

PMD then went on a quest to provide affordable car insurance in South Africa and implemented the Total Loss car insurance range of products.

These served as a substitute for the everyday comprehensive insurance products that were offered.

Insurance products that cater to your budget and needs

PMD’s wide variety of products has been made to cater to your budget and needs.

These include motor insurance and personal products created to protect you from big risks at a reasonable price.

In 2013 PMD noticed that current insurance products failed to serve the majority of South Africans.

This resulted in the establishment of the Covergrow line of products, which is an innovative way of giving ordinary uninsured South Africans cover at an affordable rate.

United people achieving a common goal

PMD believes that having a strong vision without strong individuals is pointless. That’s why PMD takes satisfaction in offering an environment that suits motivated high achievers who play a big role in making PMD a success.

From inception, employees are welcomed into the PMD family with a welcome package, which comes with thorough training and workplace understanding of their systems and processes.

No primary objective is successfully executed alone, a united group of people are needed to achieve a common goal.

Before you take the driver’s seat, you must have car insurance. PMD has made it simple for you to get a quote or buy insurance online.

Comprehensive car insurance cover

Comprehensive car insurance cover is car insurance for your vehicle with excess that lowers to zero and fixed rates.

What comprehensive car insurance covers

• Beyond repairs and accident cover
• Hijacking and theft
• Natural causes such as fire
• You get up to R1 million for third-party car liability protection
• You get up to 100% retail value cover for your vehicle
• Accidental death cover of R10 000 which can help your loved ones financially when you lose your life in an accident
• 24-hour assistance [roadside and towing]
• Cover for hail destruction
• Glass cover
• Covers cars who are up to the age of 15 years

Customised car insurance cover

The customised car insurance cover protects you if your car is deemed as beyond repairs, with excess that lowers to zero and fixed rates.

You’re totally covered for the following

• Accident that’s led your car to be beyond repairs
• Natural causes
• Hijacking and theft
• Growing cover, which contributes to repairs cost due to an accident
• Third-party car liability protection of up to R500,000 per case
• Car cover of up to 100% of its retail value
• Roadside and towing assistance for 24 hours
• Covers cars up to the age of 15 years

Third-party plus car insurance

The third party plus car insurance options the growing cover which benefits you by protecting your vehicle when you get into an accident. The third-party plus plan covers the following:

• Growing cover to assist you to pay off the cost of loss or repairs in case an accident happens
• Third-party liability protection of up to R500,000 per incident
• Up to 100% car cover at its retail value
• Covers a car no matter how old it is