Oneplan

When looking for car insurance you may not have considered Oneplan. Here we take a look at why they may suit your needs better than their competitors.

Who is Oneplan?

They're an insurance company based in Sandton, Johannesburg and have been around for over a decade under the CEO Michael Otten. Bryte Insurance Company is the underwriter.

It’s all about choice when it come to car insurance

They've put the control literally back in your hands with a smartphone app that you can use to adjust your cover to suit you and your budget, using the special sliding scale.

You can choose to pay only a percentage of your vehicle's value, from 5% to 95%, and can change, stop, or increase your cover from month to month, instantly.

Putting you back in the driving seat

Unlike other companies that will just increase your premiums year after year, Oneplan believes in empowering you to choose how much you want to pay, which is why the app was developed, using the latest cutting-edge technologies. You can use the app to sign up, make claims and manage your policy.

Pay only what you can afford

Affordable premiums you can control easily in the app, starting and stopping them, or adjusting your amount as needed.

Process a claim correctly, with enough clear images, and they'll even waive their administrative excess.

Benefits of choosing Oneplan car insurance in South Africa:

• Affordable premiums: Oneplan's car insurance policies are designed to be affordable and flexible, with customisable coverage options to suit your needs and budget.
• Comprehensive coverage: Oneplan offers comprehensive coverage that protects you against a wide range of risks, including accidental damage, theft, and third-party liability.
• Quick claims process: Oneplan's claims process is designed to be quick and hassle-free, with online claims forms and 24-hour claims helpline.
• No paperwork: Oneplan is a paperless insurer, which means all your policy documents and claims information are stored online, making it easy to access and manage.
• Flexibility: Oneplan's policies are designed to be flexible, with the ability to adjust your coverage or excess levels at any time.
• Roadside assistance: Oneplan's car insurance policies come with optional roadside assistance, which provides you with 24/7 emergency assistance in the event of a breakdown or accident.
• Affordable excess fees: Oneplan's excess fees are affordable, and you can choose to pay a higher excess fee in exchange for a lower monthly premium.
• Personal accident cover: Oneplan's car insurance policies come with personal accident cover, which provides you with financial compensation in the event of accidental injury or death.
• No hidden fees: Oneplan is transparent about its fees and charges, with no hidden fees or surprises.
• Innovative technology: Oneplan uses innovative technology, such as its Onecard, which allows you to access your policy information and claim payments instantly.

Oneplan is different because they're passionate about making your life better, and simplifying insurance, so you have more money and less stress. They want you to have a great experience.

• Oneplan has an easy signup process that only takes a few minutes, by downloading the app, signing up online, or requesting a callback.
• No car inspection. You only need to take a photo of it and upload it on the app.
• Claims are paperless and hassle-free, done via the app.
• Payments can be made on your credit card.
• They've gone the extra mile to ensure their product is accessible, upfront and honest.
• It's affordable while maintaining quality.
• You can chat with an advisor on the app.
• Simplified wording of documentation.
• Fast claims process and get an answer instantly.
• They only cover private use passenger vehicles up to 3.500kg and for up to 7 passengers.
• Get 3rd party liability cover to the value of up to R2, 5 million.

On-the-go exclusive option

You can cover and protect the things you care about while out, i.e. insure the small items you take out of your home. Insure things easily, using the Oneplan app, only when you need cover.

Important: This feature is only available for existing Oneplan clients with active policies.

Get temporary cover for:

• Handbags
• Cameras
• Laptops
• PlayStation etc
• GPS devices
• Wheelchairs
• Prams
• And more

How to save (even more) on your car insurance 

It's always the right time to save money on vehicle insurance. We share some cost-cutting tips from the pros.

Don't claim for small expenses

If you keep claiming for small dents and scratches, your insurer will want to raise your premium, because your risk profile is increased. Pay for smaller expenses out of your finances, if you can. This keeps your risk profile lower, which makes for a better insurance history when you want to negotiate future premiums.

Keep your comprehensive cover

Did you know that out of the 10 million cars on South African roads, only a quarter have car insurance?

What's covered by comprehensive insurance

• When you're responsible for damaging somebody else's vehicle or property.
• For damage to your car.
• In case of theft, storms, floods or fire.

You can choose the excess you want

Oneplan will let you decide what excess you want, so you're always in control. You can choose an excess of between 5 and 70% of possible future claims if you want your premiums to decrease in exchange for a higher excess, or the other way around.