Santam Business Insurance

Santam is a leading South African insurance company that was established in May 1918. Their mission is to provide innovative, reliable, and tailored insurance solutions that effectively meet the needs of clients across various industries.

With more than 6,000 dedicated employees, Santam has grown to become a trusted provider of business insurance solutions to clients across South Africa. They have a long-standing reputation for excellence, expertise, and integrity in the insurance industry.

A wealth of business insurance options, under one umbrella

Santam offers various business insurance solutions, including comprehensive commercial property, professional indemnity, liability, travel insurance, and others. They understand that every business is unique, and therefore customise their products to meet your specific needs.

Santam’s business insurance solutions are designed to provide comprehensive coverage for businesses across various industries, including manufacturing, construction, retail, hospitality, and more. Whether you’re looking for coverage for your physical assets, liability, or financial protection, Santam has a solution tailored to your specific needs.

Young at heart

One of the reasons why Santam has become the go-to insurance provider for businesses across South Africa is due to its commitment to innovation.

They have a team of experienced and dedicated professionals who are constantly working to develop new and innovative insurance solutions that meet the changing needs of your business.

The service you deserve: Exceptional customer support

Santam is also committed to providing exceptional customer support. The company’s customer service team is available to provide assistance and answer any questions or concerns that you may have. Santam also offers online tools and resources that make it easy for you to manage your policies and make claims.

Apart from its commitment to innovation and customer service, Santam is also committed to sustainability. The company is conscious of its impact on the environment and takes steps to minimise its carbon footprint. Santam also supports various community projects and initiatives that promote child art, support for risk-resilient communities, and staff volunteerism.

When it comes to business insurance Santam is committed to always offering you up-to-date and relevant services. They make it their mission to put your financial well-being first.

Santam’s specialised services offering

They offer property insurance to protect your business premises, including buildings, machinery, equipment, and stock. This covers you for loss or damage caused by fire, theft, flood, and other perils. The liability insurance covers your business against legal liabilities that may arise from third-party claims for property damage, bodily injury, or advertising injury.

The liability insurance policies include general, product, and professional liability. The motor insurance provides comprehensive motor insurance to cover your business vehicles against theft, accidents, and other damage. It also covers third-party liabilities arising from accidents.

They make business security their business

Business interruption insurance protects against loss of income due to interruption of business operations caused by an insured peril such as fire, flood, or theft. Their cyber insurance protects your business against cyber-attacks, data breaches, and other electronic risks.

Their marine insurance offers cover if you're involved in the import and export business and provides coverage for loss or damage to goods during transit by sea, air, or land. The engineering insurance covers your business equipment and machinery against breakdowns and other risks and includes cover for material damage, contractor's plant, and machinery breakdown.

Comprehensive cover for every need: Hospitality and personal accident cover

Their hospitality insurance is designed to cover businesses in the hospitality industry, including hotels, lodges, guesthouses, and restaurants and covers loss or damage to property, loss of income due to interruption of business operations, and third-party liabilities.

Santam’s personal accident insurance protects against accidental injuries and disabilities that may prevent employees from working and covers medical expenses, disability benefits, and death benefits. Finally, their employee benefits offer a range of employee benefit solutions to help you attract and retain top talent. These include group life, disability, and funeral cover, retirement funds, and healthcare plans.