RCS

RCS, an established financial services provider in South Africa, offers a range of innovative insurance products to protect consumers against unexpected events.

With a focus on customer-centric solutions, RCS has built a reputation for delivering excellent value and service to its clients.

Benefits of choosing RCS as your insurer 

• Access to a comprehensive range of affordable insurance products tailored to your needs
• Quick and easy application process with minimal paperwork
• Flexible payment options that suit your budget
• 24/7 customer service and support
• Fast claims processing and payment
• Online policy management and account access

RCS is owned by the Foschini Group

RCS was established in 1999 by the Foschini Group, a leading retailer. The company initially focused on providing credit to customers of the Foschini Group but has since expanded its product offerings to include insurance, personal loans, and rewards programs. 

Insurance solutions from RCS 

RCS offers a range of insurance products designed to provide financial protection and peace of mind to its customers.

• Funeral Plans - a comprehensive range of funeral cover options to suit different budgets and needs
• Personal Accident Cover - protection against accidental injury and disability
• Credit Life Insurance - protection against default on loans and credit products
• Critical Illness Plan - pays out R20k upon diagnosis of cancer, stroke or heart attack

Beyond Insurance - RCS's Corporate Social Investment Initiatives

RCS is committed to making a positive impact in the communities it serves. The company's Corporate Social Investment (CSI) initiatives focus on education, youth development, and poverty alleviation.

Non-profit organisations that RCS support

• The Smile Foundation - provides free corrective facial surgery to children in need
• The Foschini Group Foundation - supporting education and skills development programs in disadvantaged communities
• The Youth Employment Service (YES) - providing job opportunities and training to young people to improve their employability

They’re committed to sustainability and reducing its impact on the environment. The company has implemented various initiatives to reduce its carbon footprint, including:

• Paperless processes and online policy management to reduce paper waste
• Energy-efficient lighting and equipment in its offices
• Promoting eco-friendly transportation options for its employees, such as cycling or public transport
• Participating in recycling programs to reduce waste

RCS, a leading financial services provider in South Africa, offers a range of innovative insurance products to protect consumers against unexpected events, including their comprehensive funeral plan.

Different benefit levels to suit your pocket

• Level 1: R20,000
• Level 2: R30,000
• Level 3: R50,000
• Level 4: R75,000
• Level 5: R100,000

Features of RCS funeral plan

Cover for the main member, spouse, up to 5 children, and up to 6 extended family members.

Waiting periods apply to the main member and spouse for natural and unnatural deaths. The natural death waiting period is 6 months, and the unnatural death waiting period (suicide) is 12 months.

The cover is underwritten and provided by Guardrisk Life Limited, an authorised financial services provider and licensed life insurer. The policy wording can be accessed to read the terms and conditions.

Understanding the funeral plan coverage

• A cash payout to your beneficiaries to cover the costs of your funeral and related expenses.
• Cover for transportation of the deceased, including the cost of the coffin, and grave digging.
• Access to RCS Family Support Benefit that provides additional support to your family during this difficult time. 

Here are some of the benefits of choosing the RCS funeral plan

• Easy application process with minimal paperwork.
• Flexible payment options that suit your budget.
• Comprehensive cover for the main member, spouse, and extended family members.
• Online policy management and account access.
• 24/7 customer service and support.
• Fast claims processing and payment.

The RCS funeral plan commenced in July 2022, and it is a relatively new product in the market. The funeral policy covers a wide range of people, including the main member, spouse, children, and extended family members.

The benefit levels range from R20,000 to R100,000, with the flexibility to add more family members at an additional premium.

Customer service is a top priority

The company has invested heavily in technology to ensure that its customers can access its products and services easily and quickly. RCS also offers 24/7 customer support via phone, email, or live chat, making it easy for customers to get the help they need, when they need it.

Their commitment to innovation and customer service has enabled them to grow into a major player in the South African financial services sector.