Road Accident Fund Claims – when claiming from the road accident fund you will probably need a good personal injury claims lawyer. If you have a business and no key person insurance you and your business could be in trouble after a road accident.
The amount that you are likely to receive as general damages will depend on the following factors:
- Initial injury
- Pain experienced initially
- Treatment received and to be received
- Duration of treatment received and to be received
- Duration of pain experienced and anticipated
- Temporary disability and discomfort while recuperating
- Permanent disability, discomfort and pain
- Permanent changes to your life and lifestyle.
The most common injury suffered in a road accident is the whiplash. General Damages awards for a whiplash injury can be between R19 thousand and R101 thousand depending on how bad the whiplash injury is. If you are injured and become a paraplegic you can get more than R1 million. Loss of Income – Losing you income is another way to get money from the road accident fund – Past income and loss of future earnings.
You will need a good lawyer – don’t think you can win a case and claim money from the Road accident fund without one. The other aspect is to have a good insurance policy – especially a personal injury insurance – you can insure against loss of earnings for you or the partners in you business. It is called key person insurance. Road accident fund claims, and whiplash claims, loss of earnings claims are all claims you can make against the road accident fund – especially if you do not have injury insurance or key person insurance.